320 W 1st Ave, Eugene, OR 97401 Property Records

Lane County property record for 320 W 1st Ave, Eugene, OR 97401

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 828 sqft · built 1920
Lot Size0.062 acres (2,678 sqft)
OwnerIndividual Name on Record
Last Sale$185,000 (Jan 2026)
Tax Bill$1,279 (2025)
Deeds & MortgagesDec 2023 Line of Credit
Mar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN17-03-30-34-00200-000

Property Details

APN / Parcel Number

Primary APN17-03-30-34-00200-000
Alternative APNs
  • 1703303400200
  • 0255172

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area828 sqft Living Area
1st Floor Area828 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1935
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area2,678 sqft (0.062 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number0255172
Street Address320 W 1ST AVE
CityEUGENE
StateOR
Zip97401-2263
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionTL 00200
Legal Range03
Legal Township17
Legal Section30
Legal SubdivisionSHELTONS ADDITION
Legal Block4
Legal Lot Number200
JurisdictionLANE OR
Township / Civil DivisionEUGENE-SPRINGFIELD
Census Block Group1
Census Block1006
Census Tract4000

Owner

Source: Lane County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address106 LINCOLN ST, EUGENE, OR 97401-2259
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 5, 2023Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Mar 4, 2022Deed of Trust, Mortgage · Conventional Mortgage
DISCOVER BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 15, 2026 · Amount on Record
Deed SaleJan 15, 2026 · Amount on Record
Prior SaleJun 18, 2009 · Amount on Record
Deed Document Number20261563
Prior Transfer DateAug 24, 1998
Prior Transfer Doc0000070739
Record UpdatedOct 29, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANE OR
Property Address320 W 1ST AVE, EUGENE, OR 97401-2263
Transaction TypeMortgage
Record UpdatedDec 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000034512
DateDec 5, 2023
Instrument2023-034512
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueDec 25, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANE OR
Property Address320 W 1ST AVE, EUGENE, OR 97401-2263
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 W 1ST AVE, EUGENE, OR 97401-2263

Mortgage

Document Number0000010190
DateMar 4, 2022
Instrument2022-010190
Lender
NameDISCOVER BANK
TypeBank
AddressGREENWOOD, DE 19950
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 4, 2052

Tax Assessment & Valuation

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

TypeName
StateOregon
CountyLane County
MunicipalityEugene City
Unified School DistrictEugene School District 4J (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,279.00 (+3.9%)$65,660 (+6.09%)$262,579 (+14.23%) Land $83,164 Building $179,415
2023$1,231.00 (+4.06%)$61,892 (+3%)$229,863 (+11.53%) Land $66,768 Building $163,095
2022$1,183.00$60,090$206,104 Land $68,121 Building $137,983

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEUGENE WATER & ELECTRIC BOARD
serves 176,000 people · EPA ID OR4100287
Water SourceSurface water
Last State InspectionJul 2021
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hunter Communications
Fiber · Fixed Wireless in parts of the area
2,500 / 2,500
Xfinity
Cable
2,000 / 250
Alyrica
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: CenturyLink, T-Mobile.

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