Ocean County and Ship Bottom Borough property record for 320 W 16th St, Ship Bottom, NJ 08008
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,820 sqft · built 1970 |
| Lot Size | 0.138 acres (5,998 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $710,000 (Oct 2020) |
| Tax Bill | $7,815 (2025) |
| Deeds & Mortgages | May 2021 Line of Credit Oct 2020 Sale + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 29-00063-0000-00006 |
| Primary APN | 29-00063-0000-00006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,820 sqft Living Area |
| 1st Floor Area | 2,820 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 5,998 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Porch | Open Porch |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Street Address | 320 W 16TH ST |
|---|---|
| City | SHIP BOTTOM |
| State | NJ |
| Zip | 08008-4405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 60X100 |
| Legal Subdivision | ARLINGTON BEACH CO |
| Legal Block | 63 |
| Legal Lot Number | 6 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | SHIP BOTTOM |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 739000 |
320 W 16th St is owned by two individuals who bought it in October 2020.
Source: Ocean County and Ship Bottom Borough records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1356 GRAYMILL DR, SCOTCH PLAINS, NJ 07076-4725 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 18, 2021 | Deed of Trust, Mortgage · Line of Credit NORTHFIELD BANK |
| Oct 21, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Jul 8, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 21, 2020 · Amount on File |
| Deed Sale | Oct 21, 2020 · Amount on File |
| Prior Sale | Dec 19, 1994 · Amount on File |
| Deed Document Number | 2020121501 |
| Deed Book / Page | 18114 / 1343 |
| Prior Transfer Date | Jul 8, 2019 |
| Prior Transfer Doc | 0175271027 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 320 W 16TH ST, SHIP BOTTOM, NJ 08008-4405 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2021 |
| Name | Verified Name |
|---|---|
| Address | 320 W 16TH ST, SHIP BOTTOM, NJ 08008-4405 |
| Document Number | 0184820291 |
|---|---|
| Date | May 18, 2021 |
| Book Page | 18482/291 |
| Instrument | 2021075638 |
| Name | NORTHFIELD BANK |
|---|---|
| Type | Bank |
| Address | WOODBRIDGE, NJ 07095 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jun 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.99% |
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Oct 21, 2020 |
| Property Address | 320 W 16TH ST, SHIP BOTTOM, NJ 08008-4405 |
| Document Number | 0181141343 |
| Book / Page | 018114 / 001343 |
| Instrument Date | Oct 10, 2020 |
| Instrument | 121501 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $710.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1356 GRAYMILL DR SCOTCH PLAINS NJ 070764725, SCOTCH PLAINS, NJ 07076-4725 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Jul 8, 2019 |
| Property Address | 320 W 16TH ST, SHIP BOTTOM, NJ 08008-4405 |
| Document Number | 0175271027 |
| Book / Page | 017527 / 001027 |
| Instrument Date | Jul 8, 2019 |
| Instrument | 64249 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 406 N MANSFIELD AVE MARGATE CITY NJ 084021430, MARGATE CITY, NJ 08402-1430 |
The 2025 property tax bill for 320 W 16th St was $7,815, up 3% from the year before.
Source: Ocean County and Ship Bottom Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| Municipality | Ship Bottom Borough |
| Elementary School District | Long Beach Island School District (KG - 06) |
| Secondary School District | Southern Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $629,700 (-) Land $350,000 Building $279,700 | $629,700 (-) Land $350,000 Building $279,700 | |
| 2025 | $7,815.00 (+3.01%) | $629,700 Land $350,000 Building $279,700 | $629,700 Land $350,000 Building $279,700 |
| 2024 | $7,587.00 | ||
| 2023 | $627,500 Land $350,000 Building $277,500 | $627,500 Land $350,000 Building $277,500 | |
| 2022 | $6,645.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 320 W 16th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 306 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 337 units insured incl. 31 condo units |
| Nearby Flood Claims | 708 (1979–2021) |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 320 W 16th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SHIP BOTTOM WATER DEPART serves 15,000 people · EPA ID NJ1528001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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