320 Vista Dr, Wilmette, IL 60091 Property Records

Cook County property record for 320 Vista Dr, Wilmette, IL 60091

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,654 sqft · built 2009
Lot Size	0.193 acres (8,400 sqft)
Owner	2 Individual Names on File
Last Sale	$1,632,500 (Oct 2025)
Tax Bill	$23,917 (2023)
Deeds & Mortgages	Jun 2025 Line of Credit Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-32-408-004`

Property Details

APN / Parcel Number

Primary APN	`05-32-408-004`
Alternative APN	`05-32-408-004-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,654 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	8,400 sqft (0.193 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	320 VISTA DR
City	WILMETTE
State	IL
Zip	60091-3138
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(FIFTH) ADD TO (HOLLYWOOD) IN (WILMETTE) A SUB OF PT OF LTS15,21-23 IN COUNTY CLERKS DIVN OF SEC 32-42-13
Legal Range	13E
Legal Township	42N
Legal Section	32
Legal Subdivision	FIFTH ADD TO HOLLYWOOD IN WILMETTE
Legal Lot Number	15
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	3
Census Block	3005
Census Tract	801000

Owner

320 Vista Dr is owned and occupied by two individuals who bought it in October 2025.

Source: Cook County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	320 VISTA DR, WILMETTE, IL 60091-3138
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2025	Deed of Trust, Mortgage · Line of Credit LAFAYETTE FCU
Jun 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Oct 2, 2025	Warranty Deed, Transfer · Conventional Mortgage CITIBANK NA
Jun 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME PT FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2025 · Amount on File
Deed Sale	Oct 2, 2025 · Amount on File
Prior Sale	Feb 5, 2007 · Amount on File
Deed Document Number	202518207
Prior Transfer Date	Jan 18, 1996
Prior Transfer Doc	0000000542
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	320 VISTA DR, WILMETTE, IL 60091-3138
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016002189
Date	Jun 9, 2025
Instrument	2516002189

Lender

Name	LAFAYETTE FCU
Type	Credit Union
Address	ROCKVILLE, MD 20852

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	May 30, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	320 VISTA DR, WILMETTE, IL 60091-3138
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015428092
Date	Jun 3, 2021
Instrument	2115428092

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	177 Months
Due	Mar 1, 2036

Interest

Rate	1.87%

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Oct 2, 2025
Property Address	320 VISTA DR, WILMETTE, IL 60091-3138
Document Number	0027518207
Instrument Date	Sep 23, 2025
Instrument	2527518207
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	EXECUTIVE LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,632.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	320 VISTA DR, WILMETTE, IL 60091-3138

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	320 VISTA DR, WILMETTE, IL 60091-3138

Mortgage

Document Number	0027518208
Date	Oct 2, 2025
Instrument	2527518208

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	351 Months
Due	Jan 1, 2055

Interest

Rate	5.37%
Type Change Date	Oct 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.3%
Index	SOFR Average 30-Day
Max Rate	10.3%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	320 VISTA DR, WILMETTE, IL 60091-3138
Document Number	2021728062
Instrument Date	Jun 22, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	NATIONAL TITLE CLEARING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	320 VISTA DR WILMETTE IL 600913138, WILMETTE, IL 60091-3138

Mortgage

Document Number	2021728062
Date	Aug 4, 2020
Instrument	21728062

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 3, 2035

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Wilmette Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Wilmette School District 39 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$143,754 Land $17,640 Building $126,114	$1,437,540 Land $176,400 Building $1,261,140
2023	$23,917.00 (+5.76%) Homeowner's exemption	$108,717 (-) Land $14,700 Building $94,017	$1,087,170 (-) Land $147,000 Building $940,170
2022	$22,615.00 Homeowner's exemption	$108,717 Land $14,700 Building $94,017	$1,087,170 Land $147,000 Building $940,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 320 Vista Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1981–2007)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Aug 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Vista Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILMETTE serves 27,650 people · EPA ID IL0313300
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T.

Nearby Properties on Vista Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures