Hamilton County property record for 320 Vista Dr, Chattanooga, TN 37411
| Property Type | Duplex |
|---|---|
| Details | 3 ba · 1,911 sqft · built 1960 |
| Lot Size | 0.293 acres (12,771 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,760 (2025) |
| Deeds & Mortgages | May 2026 Transfer Apr 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 157H D 016 |
| Primary APN | 157H D 016 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 1,911 sqft Total Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Duplex Single |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 12,771 sqft (0.293 acres) |
| Lot Dimensions | 167 ft deep x 45 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000096264 |
|---|---|
| Street Address | 320 VISTA DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37411-4422 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R2 |
| Legal Description | LT 18 BLK A KELLY GARDENS WEST SEC PB9 PG39 |
| Legal Subdivision | KELLY GARDENS WEST S |
| Legal Block | A |
| Legal Lot Number | 18 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 8 |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 2800 |
320 Vista Dr, a duplex, is owned by an individual who acquired it in March 2018.
Source: Hamilton County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1096 CONSTITUTION DR, CHATTANOOGA, TN 37405-4243 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 18, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 5, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 28, 2018 |
| Transfer Doc | 0000000060 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 18, 2026 |
| Property Address | 320 VISTA DR, CHATTANOOGA, TN 37411-4422 |
| Document Number | 0000000285 |
| Book / Page | 14302 / 528 |
| Instrument Date | May 15, 2026 |
| Instrument | 2026285 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1096 CONSTITUTION DR, CHATTANOOGA, TN 37405-4243 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 5, 2018 |
| Property Address | 320 VISTA DR, CHATTANOOGA, TN 37411-4422 |
| Document Number | 0000000060 |
| Book / Page | 011311 / 000912 |
| Instrument Date | Mar 28, 2018 |
| Instrument | 60 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 833 BELVOIR TER CHATTANOOGA TN 374122007, CHATTANOOGA, TN 37412-2007 |
The 2025 property tax bill for 320 Vista Dr was $1,760, up 80.7% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,760.00 (+80.7%) | $116,160 (+166.67%) | $290,400 (+166.67%) Land $45,000 Building $245,400 |
| 2024 | $974.00 | $43,560 (-) | $108,900 (-) Land $25,000 Building $83,900 |
| 2023 | $974.00 | $43,560 (-) | $108,900 (-) Land $25,000 Building $83,900 |
| 2022 | $974.00 | $43,560 | $108,900 Land $25,000 Building $83,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 320 Vista Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 320 Vista Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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