320 Valley View Dr, Westfield, MA 01085 Property Records

Hampden County and Westfield City property record for 320 Valley View Dr, Westfield, MA 01085

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,470 sqft · built 1951
Lot Size	0.555 acres (24,190 sqft)
Owner	Individual Name on File
Last Sale	$242,500 (Oct 2009)
Tax Bill	$4,973 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WFLD M:90 L:3`

Property Details

APN / Parcel Number

Primary APN	`WFLD M:90 L:3`
Alternative APN	`M:329090 B:00003 L:00000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,470 sqft Living Area
Gross Area	2,542 sqft
Basement Area	987 sqft
Unfinished Basement	987 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,190 sqft (0.555 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	320 VALLEY VIEW DR
City	WESTFIELD
State	MA
Zip	01085-4132
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Lot Number	3
Jurisdiction	WESTFIELD MA
Township / Civil Division	WESTFIELD
Census Block Group	1
Census Block	1020
Census Tract	812901

Owner

320 Valley View Dr is owned and occupied by an individual who bought it in October 2009.

Source: Hampden County and Westfield City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	320 VALLEY VIEW DR, WESTFIELD, MA 01085-4132
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) POLISH NATIONAL CU
Mar 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage ARRHA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2009 · Amount on File
Deed Sale	Oct 19, 2009 · Amount on File
Prior Sale	Jan 18, 2006 · Amount on File
Deed Document Number	200969825
Deed Book / Page	18033 / 111
Transfer Doc	15641-396
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFIELD MA
Property Address	320 VALLEY VIEW DR, WESTFIELD, MA 01085-4132
Transaction Type	Mortgage
Record Updated	Apr 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00024498-9
Date	Apr 13, 2022
Book Page	24498/9
Instrument	22434

Lender

Name	POLISH NATIONAL CU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	181 Months
Due	May 1, 2037

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFIELD MA
Property Address	320 VALLEY VIEW DR, WESTFIELD, MA 01085-4132
Document Number	22092-1
Instrument Date	Mar 2, 2018
Transaction Type	Mortgage
Record Updated	Apr 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22092-1
Date	Mar 14, 2018
Book Page	022092/000001
Instrument	13041

Lender

Name	ARRHA CU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Mar 13, 2023

Tax Assessment & Valuation

The 2026 property tax bill for 320 Valley View Dr was $4,973, up 7.6% from the year before.

Source: Hampden County and Westfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Westfield City
Unified School District	Westfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,973.00 (+7.62%)	$333,100 (+9.43%) Land $122,900 Building $210,200	$354,383 (-13.27%)
2025	$4,621.00	$304,400 Land $119,300 Building $185,100	$408,595 (+0.94%)
2024			$404,795
2023	$4,515.00	$265,900 Land $103,000 Building $162,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 Valley View Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	28 units insured incl. 28 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Valley View Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Whip City Fiber Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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