320 Valley St, Daly City, CA 94014 Property Records

San Mateo County property record for 320 Valley St, Daly City, CA 94014

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,130 sqft · built 1988
Lot Size	0.063 acres (2,731 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,405,000 (Oct 2022)
Tax Bill	$18,450 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`006-492-480`

Property Details

APN / Parcel Number

Primary APN	`006-492-480`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,130 sqft Living Area
Gross Area	2,640 sqft
1st Floor Area	1,370 sqft
2nd Floor Area	760 sqft
Basement Area	510 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Contemporary
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	2,731 sqft (0.063 acres)
Lot Dimensions	61 ft deep x 45 ft wide
View / Lot	Corner
Garage Type	Basement
Garage Area	510 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	320 VALLEY ST
City	DALY CITY
State	CA
Zip	94014-2976
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 13 COBBLESTONE SQUARE UNIT 2 RSM 117/68-69
Legal Subdivision	COBBLESTONE SQUARE UNIT 2
Legal Lot Number	13
Jurisdiction	SAN MATEO CA
Township / Civil Division	SOUTH SAN FRANCISCO
Census Block Group	2
Census Block	2005
Census Tract	601302

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	320 VALLEY ST, DALY CITY, CA 94014-2976
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2023	Deed of Trust, Mortgage · Conventional Mortgage PMAC LENDING SERVICES INC
Oct 18, 2022	Grant Deed, Transfer · Conventional Mortgage PMAC LENDING SERVICES INC
Jul 29, 2022	Intrafamily Transfer, Transfer · Commercial Mortgage MORTGAGE CENTER CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2022 · Amount on Record
Deed Sale	Oct 18, 2022 · Amount on Record
Prior Sale	Jun 29, 1999 · Amount on Record
Deed Document Number	202273940
Prior Transfer Date	Jun 7, 2006
Prior Transfer Doc	0000143285
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	320 VALLEY ST, DALY CITY, CA 94014-2976
Transaction Type	Mortgage
Record Updated	May 17, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 VALLEY ST, DALY CITY, CA 94014-2976

Mortgage

Document Number	0000017915
Date	Apr 21, 2023
Instrument	2023-017915

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Oct 18, 2022
Property Address	320 VALLEY ST, DALY CITY, CA 94014-2976
Document Number	0000073940
Map Reference	MB 117 PG 68&69
Instrument Date	Oct 7, 2022
Instrument	2022-073940
Transaction Type	Transfer
Record Updated	Nov 10, 2022
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,545.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	320 VALLEY ST, DALY CITY, CA 94014-2976

Mortgage

Document Number	0000073941
Date	Oct 18, 2022
Instrument	2022-073941

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	8.5%
Type Change Date	Nov 1, 2029
Change Frequency	6 Months
Min Rate At Change	8.5%
Max Rate At Change	13.5%
Index	Other
Margin	4
Max Rate	13.5%

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Jul 29, 2022
Property Address	320 VALLEY ST, DALY CITY, CA 94014-2976
Document Number	0000057842
Map Reference	MB 117 PG 68&69
Instrument Date	Jul 25, 2022
Instrument	2022-057842
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FNTG LENDERS DIRECT

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6 CHICO CT, SOUTH SAN FRANCISCO, CA 94080-3158

Mortgage

Document Number	0000057843
Date	Jul 29, 2022
Instrument	2022-057843

Lender

Name	MORTGAGE CENTER CORP

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Daly City
Elementary School District	Jefferson Elementary School District (KG - 08)
Secondary School District	Jefferson Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,490,996 (+2%) Land $997,535 Building $493,461
2025	$18,450.00 (+4.77%) Homeowner's exemption	$1,461,762 (+4.04%) Land $977,976 Building $483,786
2023	$17,610.00 (+129.57%) Homeowner's exemption	$1,405,000 Land $940,000 Building $465,000	$1,221,570
2022	$7,671.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DALY CITY serves 102,593 people · EPA ID CA4110013
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Sail Internet Fixed Wireless · DSL in parts of the area	200 / 100

May also be available: Google Fiber, T-Mobile.

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