Orange County property record for 320 Valera Ct, Winter Park, FL 32789
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,199 sqft · built 1974 |
| Lot Size | 0.505 acres (21,994 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $710,000 (Jun 2020) |
| Tax Bill | $11,229 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Sep 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-22-30-7939-00-060 |
| Primary APN | 07-22-30-7939-00-060 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,199 sqft Living Area |
| Gross Area | 4,735 sqft |
| 1st Floor Area | 1,962 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Wood |
| Roof Type | Mansard |
| Roof Material | Composition Shingle |
| Lot Area | 21,994 sqft (0.505 acres) |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 905 sqft |
| Patio Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 320 VALERA CT |
|---|---|
| City | WINTER PARK |
| State | FL |
| Zip | 32789-5624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1AA |
| Legal Description | SEVILLA 3/24 LOT 6 (LESS BEG NE COR LOT G RUN S 34 DEG E 33. 12 FT S 56 DEG W 137.88 FT N 43 DEG E 33.64 FT N 56 DEG E 14 3.33 FT TO POB) & PT OF LOT 1 DESC AS FROM SW COR OF LOT 1 R |
| Legal Range | 30E |
| Legal Township | 22S |
| Legal Section | 07 |
| Legal Subdivision | SEVILLA |
| Legal Tract | 7939 |
| Legal Lot Number | 6,G |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | ORLANDO |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 16100 |
Source: Orange County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 320 VALERA CT, WINTER PARK, FL 32789-5624 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PARTNERS FCU |
| Sep 11, 2020 | Deed of Trust, Mortgage · Line of Credit ONE FLORIDA BK |
| Jun 22, 2020 | Warranty Deed, Transfer ONE FLORIDA BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 22, 2020 · Amount on Record |
| Deed Sale | Jun 22, 2020 · Amount on Record |
| Deed Document Number | 2020343604 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 320 VALERA CT, WINTER PARK, FL 32789-5624 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2022 |
| Title Company | ALOMA TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 320 VALERA CT, WINTER PARK, FL 32789-5624 |
| Document Number | 0000505995 |
|---|---|
| Date | Aug 18, 2022 |
| Instrument | 20220505995 |
| Name | PARTNERS FCU |
|---|---|
| Type | Credit Union |
| Address | ORLANDO, FL 32821 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 320 VALERA CT, WINTER PARK, FL 32789-5624 |
| Document Number | 0000514251 |
| Instrument Date | Sep 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 320 VALERA CT WINTER PARK FL 327895624, WINTER PARK, FL 32789-5624 |
| Document Number | 0000514251 |
|---|---|
| Date | Oct 2, 2020 |
| Instrument | 514251 |
| Name | ONE FLORIDA BK |
|---|---|
| Address | WINTER PARK, FL 32789 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 1, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jun 22, 2020 |
| Property Address | 320 VALERA CT, WINTER PARK, FL 32789-5624 |
| Document Number | 0000343604 |
| Instrument Date | Jun 18, 2020 |
| Instrument | 343604 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,970.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 320 VALERA CT WINTER PARK FL 327895624, WINTER PARK, FL 32789-5624 |
| Document Number | 343605 |
|---|---|
| Date | Jun 22, 2020 |
| Instrument | 343605 |
| Name | ONE FLORIDA BK |
|---|---|
| Address | ORLANDO, FL 32803 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 21, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.72% |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Winter Park City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $738,954 (+2.7%) | $956,680 (-2.23%) Land $450,000 Building $506,680 | |
| 2025 | $11,229.00 (+3.49%) Homeowner's exemption | $719,527 (+5.99%) | $978,500 (+5.97%) Land $450,000 Building $528,500 |
| 2024 | $10,850.00 (+4.07%) | ||
| 2023 | $10,426.00 (+8.42%) Homeowner's exemption | $678,883 (+3%) | $923,404 (+38.34%) Land $450,000 Building $473,404 |
| 2022 | $9,616.00 Homeowner's exemption | $659,110 | $667,474 Land $360,000 Building $307,474 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 35 individual policies |
| Nearby Flood Policies | 50 units insured incl. 15 condo units |
| Nearby Flood Claims | 13 (1987–2022) |
| Claims Outside the SFHA | 8 of 13 |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER PARK, CITY OF (3 WPS) serves 82,984 people · EPA ID FL3481482 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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