320 US 27 N, Sebring, FL 33870 Property Records

Highlands County property record for 320 US 27 N, Sebring, FL 33870

Property Summary

Property Type	Office Building
Details	3 bd · 3.5 ba · 3,812 sqft · built 2007
Lot Size	1.92 acres (83,772 sqft)
Owner	Individual Name on File
Tax Bill	$42,238 (2023)
Deeds & Mortgages	May 2023 Mortgage May 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S-23-34-28-020-00E0-0010`

Property Details

APN / Parcel Number

Primary APN	`S-23-34-28-020-00E0-0010`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,812 sqft Gross Area
1st Floor Area	11,493 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	83,772 sqft (1.92 acres)
Lot Dimensions	356 ft deep x 100 ft wide

Exterior Amenities

Patio Area	350 sqft
Fence	Fence
Canopy	108 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	320 US 27 N
City	SEBRING
State	FL
Zip	33870-2147
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	C1
Legal Description	LAKE JACKSON BLVD SUB TB-PG 10 LOTS 1 + 2 + S 1/2 OF LOT 3 W OF LAKEVIEW DR- LESS RD R/WS BLK E
Legal Range	28E
Legal Township	34S
Legal Section	23
Legal Subdivision	LAKE JACKSON BLVD SUB
Legal Block	E
Legal Lot Number	1-2 2
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	2
Census Block	2044
Census Tract	960700

Owner

320 US 27 N, a commercial property, is owned and occupied by an individual who acquired it in September 1999.

Source: Highlands County records, as of December 12, 2025

Owner of Record	Individual Name on File
Mailing Address	320 US 27 N, SEBRING, FL 33870-2147
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2023	Deed of Trust, Mortgage · Commercial Mortgage HEARTLAND NATIONAL BANK
May 16, 2025	Deed of Trust, Mortgage · Commercial Mortgage HEARTLAND NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 1999
Deed Sale	Sep 2, 1999
Deed Document Number	0001474452
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	320 US 27 N, SEBRING, FL 33870-2147
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7026 STRAFFORD OAKS DR, SEBRING, FL 33875-4702

Mortgage

Document Number	0002150814
Date	May 12, 2023
Book Page	2974/1404
Instrument	2150814

Lender

Name	HEARTLAND NATIONAL BANK
Type	Bank
Address	SEBRING, FL 33870

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 11, 2024

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	320 US 27 N, SEBRING, FL 33870-2147
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002259723
Date	May 16, 2025
Book Page	3118/1541
Instrument	2259723

Lender

Name	HEARTLAND NATIONAL BANK
Type	Bank
Address	SEBRING, FL 33870

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 9, 2045

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Municipality	Sebring City
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,188,561 Land $680,598 Building $1,507,963	$2,188,561 Land $680,598 Building $1,507,963
2023	$42,238.00 (+12.32%)	$2,168,217 (+15.58%) Land $680,598 Building $1,487,619	$2,168,217 (+15.58%) Land $680,598 Building $1,487,619
2022	$37,606.00	$1,875,888 Land $526,640 Building $1,349,248	$1,875,888 Land $526,640 Building $1,349,248

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 US 27 N in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	5 (2017–2022)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 320 US 27 N has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHEAST serves 2,828 people · EPA ID FL6531742
Water Source	Groundwater
Last State Inspection	May 2023
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	19 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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