320 Union St, Saint Peter, MN 56082 Property Records

Nicollet County property record for 320 Union St, Saint Peter, MN 56082

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 1,500 sqft · built 1968
Lot Size	0.42 acres (18,306 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Sep 2020)
Tax Bill	$8,064 (2026)
Deeds & Mortgages	Oct 2017 Mortgage Jan 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`19.503.1090`

Property Details

APN / Parcel Number

Primary APN	`19.503.1090`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	1,500 sqft Living Area
Basement Area	1,500 sqft
Finished Basement	1,340 sqft
Unfinished Basement	160 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,306 sqft (0.42 acres)
Lot Dimensions	156 ft deep x 56 ft wide
Garage Type	Attached
Garage Area	900 sqft
Driveway	Driveway
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	211 sqft
Deck Area	120 sqft
Patio Area	320 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	320 UNION ST
City	SAINT PETER
State	MN
Zip	56082-1819
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLOCK 17 LOT N 55.6 OF S 237 OF W 156.35 LOT 1 SUBDIVISIONCD 19503 SUBDIVISIONNAME DODD S ADD
Legal Range	00
Legal Township	00
Legal Section	00
Legal Subdivision	DODD S ADD
Legal Block	17
Legal Lot Number	N-1
Jurisdiction	NICOLLET MN
Township / Civil Division	ST. PETER
Census Block Group	3
Census Block	3047
Census Tract	480300

Owner

Source: Nicollet County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	320 UNION ST, SAINT PETER, MN 56082-1819
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage SOUTHPOINT FCU
Jan 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage SOUTHPOINT FCU
Mar 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOUTHPOINT FCU
Sep 30, 2020	Warranty Deed, Transfer NORTH AMERICAN TITLE MAIN, NORTH AMERICAN TITLE MANKATO
Aug 17, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST PREMIER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2020 · Amount on Record
Deed Sale	Sep 30, 2020 · Amount on Record
Prior Sale	Aug 17, 2020 · Amount on Record
Deed Document Number	2020334146
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	320 UNION ST, SAINT PETER, MN 56082-1819
Transaction Type	Mortgage
Record Updated	Sep 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000321434
Date	Oct 16, 2017
Instrument	321434

Lender

Name	SOUTHPOINT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 13, 2018

Interest

Rate Type	Fixed Rate

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	320 UNION ST, SAINT PETER, MN 56082-1819
Transaction Type	Mortgage
Record Updated	Sep 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000326388
Date	Jan 2, 2019
Instrument	326388

Lender

Name	SOUTHPOINT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 11, 2033

Interest

Rate Type	Adjustable Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	320 UNION ST, SAINT PETER, MN 56082-1819
Transaction Type	Mortgage
Record Updated	Sep 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000331188
Date	Mar 10, 2020
Instrument	331188

Lender

Name	SOUTHPOINT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2035

Interest

Rate Type	Adjustable Rate

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NICOLLET MN
Recording Date	Sep 30, 2020
Property Address	320 UNION ST, SAINT PETER, MN 56082-1819
Document Number	0000334146
Instrument Date	Sep 18, 2020
Instrument	334146
Transaction Type	Transfer
Record Updated	Sep 16, 2022
Title Company	NORTH AMERICAN TITLE MAIN, NORTH AMERICAN TITLE MANKATO

Transaction

Amount	Amount Recorded
Tax	$742.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 W MAIN ST, SAINT PETER, MN 56082

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NICOLLET MN
Recording Date	Aug 17, 2020
Property Address	320 UNION ST, SAINT PETER, MN 56082-1819
Document Number	0000333411
Instrument Date	Aug 12, 2020
Instrument	333411
Transaction Type	Transfer
Record Updated	Sep 16, 2022
Title Company	TRN ABSTRACT AND TITLE, TRN ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,006.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	320 UNION ST, SAINT PETER, MN 56082-1819

Mortgage

Document Number	0000333412
Date	Aug 17, 2020
Instrument	333412

Lender

Name	FIRST PREMIER BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Nicollet County assessment roll, as of July 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Nicollet County
Municipality	St. Peter City
Unified School District	St. Peter Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,064.00	$435,300 (+9.79%) Land $48,400 Building $386,900	$435,300 (+9.79%) Land $48,400 Building $386,900
2025	$8,064.00 (+36.31%)
2023	$5,916.00	$396,500 Land $48,400 Building $348,100	$396,500 Land $48,400 Building $348,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1993–2019)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2019 · Severe Winter Storm, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Peter serves 12,198 people · EPA ID MN1520006
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
Netwave Broadband Fixed Wireless · Fiber in parts of the area · not low latency	125 / 40
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Metronet, Verizon.

Nearby Properties on Union St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures