320 Union St, Millis, MA 02054 Property Records

Norfolk County and Millis Town property record for 320 Union St, Millis, MA 02054

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,382 sqft · built 1958
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Dec 2008)
Tax Bill	$7,595 (2025)
Deeds & Mortgages	Nov 2024 Mortgage Feb 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MILL M:019 B:0000085`

Property Details

APN / Parcel Number

Primary APN	`MILL M:019 B:0000085`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,382 sqft Living Area
Gross Area	2,358 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	320 UNION ST
City	MILLIS
State	MA
Zip	02054-1270
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	85
Jurisdiction	MILLIS MA
Township / Civil Division	MILLIS
Census Block Group	2
Census Block	2002
Census Tract	407101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Millis Center Historic District listed 2007 · 171 contributing resources · NRIS 07000944

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Norfolk County and Millis Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	320 UNION ST, MILLIS, MA 02054-1270
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) METROWEST COMMUNITY FEDERAL CU
Feb 20, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance HOMEBRIDGE FINANCIAL SERVICES INC
Aug 5, 2019	Quit Claim Deed, Transfer · Conventional with PMI PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2008 · Amount on Record
Deed Sale	Dec 5, 2008 · Amount on Record
Prior Sale	Dec 1, 2000 · Amount on Record
Deed Book / Page	26185 / 520
Last Transfer Date	Jul 31, 2019
Transfer Doc	37031-291
Record Updated	Oct 29, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLIS MA
Property Address	320 UNION ST, MILLIS, MA 02054-1270
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042120-598
Date	Nov 21, 2024
Book Page	42120/598
Instrument	77662

Lender

Name	METROWEST COMMUNITY FEDERAL CU

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	73 Months
Due	Dec 1, 2030

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLIS MA
Property Address	320 UNION ST, MILLIS, MA 02054-1270
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37613-383
Date	Feb 20, 2020
Book Page	37613/383
Instrument	15509

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILLIS MA
Recording Date	Aug 5, 2019
Property Address	320 UNION ST, MILLIS, MA 02054-1270
Document Number	37031-291
Book / Page	037031 / 000291
Instrument Date	Jul 31, 2019
Instrument	67043
Transaction Type	Transfer
Record Updated	Aug 21, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 UNION ST MILLIS MA 020541270, MILLIS, MA 02054-1270

Mortgage

Document Number	37031-295
Date	Aug 5, 2019
Book Page	037031/000295
Instrument	67044

Lender

Name	PRIME LNDG

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 4, 2049

Tax Assessment & Valuation

Source: Norfolk County and Millis Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Millis Town
Unified School District	Millis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,595.00 (+9.49%)	$463,100 (+9.61%) Land $226,200 Building $236,900	$509,010 (+7.96%)
2024	$6,937.00 (+8.78%)	$422,500 (+15.88%) Land $208,800 Building $213,700	$471,485
2023	$6,377.00	$364,600 Land $166,500 Building $198,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILLIS WATER DEPT serves 9,055 people · EPA ID MA2187000
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

320 Union St, Millis, MA 02054 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Historic Designation

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2024: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2019: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Union St

Nearby Streets

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