Ionia County property record for 320 Union St, Ionia, MI 48846
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 2 ba · 5,750 sqft · built 1910 |
| Lot Size | 0.733 acres (31,929 sqft) |
| Owner | Trust Name on File |
| Last Sale | $5,000 (May 2014) |
| Tax Bill | $6,645 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20323000004500 |
| Primary APN | 20323000004500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 5,750 sqft Living Area |
| 1st Floor Area | 2,993 sqft |
| Basement Area | 2,993 sqft |
| Unfinished Basement | 2,993 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Custom Design |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 31,929 sqft (0.733 acres) |
| Lot Dimensions | 196 ft deep x 163 ft wide |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Street Address | 320 UNION ST |
|---|---|
| City | IONIA |
| State | MI |
| Zip | 48846-1647 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RT |
| Legal Description | CITY OF IONIA SUP. WILLIAMS ADD LOTS 12 & 13 WILLIAMS ADD & S 163FT LOT 17 & PART OF LOT 15, DESC AS, COM NW COR LOT 15, TH E |
| Legal Subdivision | CITY OF IONIA SUP WILLIAMS ADD |
| Jurisdiction | IONIA MI |
| Township / Civil Division | IONIA |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 31700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Ionia Historic District listed 1984 · 188 contributing resources · NRIS 84001443 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
320 Union St is owner-occupied and held in a trust since May 2014.
Source: Ionia County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 320 UNION ST, IONIA, MI 48846-1647 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 12, 2014 · Amount on File |
| Deed Sale | May 12, 2014 · Amount on File |
| Deed Book / Page | 633 / 8923 |
| Prior Transfer Date | Jul 18, 2008 |
| Prior Transfer Doc | 0608/09846 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 320 Union St was $6,645 with a homeowner's exemption, up 3% from the year before.
Source: Ionia County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ionia County |
| Municipality | Ionia City |
| Unified School District | Ionia Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $303,400 (+18.61%) Land $19,200 Building $284,200 | $606,800 (+18.61%) Land $38,400 Building $568,400 | |
| 2025 | $6,645.00 (+3.01%) Homeowner's exemption | $255,800 Land $18,000 Building $237,800 | $511,600 Land $36,000 Building $475,600 |
| 2024 | $6,451.00 | ||
| 2023 | $215,000 Land $13,300 Building $201,700 | $430,000 Land $26,600 Building $403,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 320 Union St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 15, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 320 Union St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IONIA serves 11,708 people · EPA ID MI0003370 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 5 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Point Broadband, T-Mobile.
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