Escambia County property record for 320 Twisted Oak Dr, Cantonment, FL 32533
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,730 sqft · built 1996 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | Individual Name on File |
| Last Sale | $79,900 (Jun 2014) |
| Tax Bill | $1,514 (2024) |
| Deeds & Mortgages | Mar 2024 Mortgage Jul 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 37-1N-31-1200-000-018 |
| Primary APN | 37-1N-31-1200-000-018 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,730 sqft Living Area |
| Gross Area | 2,306 sqft |
| 1st Floor Area | 1,730 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 11,761 sqft (0.27 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 648 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 58 sqft |
| Deck Area | 320 sqft |
| Patio Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 114476536 |
|---|---|
| Street Address | 320 TWISTED OAK DR |
| City | CANTONMENT |
| State | FL |
| Zip | 32533-6547 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDR |
| Legal Description | LT 18 COUNTRYSIDE S/D PB 15 P 35 OR 4985 P 721 OR 5745 P 1986 OR 7180 P 1262 |
| Legal Range | 31W |
| Legal Township | 01N |
| Legal Section | 37 |
| Legal Subdivision | COUNTRYSIDE S/D |
| Legal Block | 18 |
| Legal Lot Number | 18 |
| Jurisdiction | ESCAMBIA FL |
| Township / Civil Division | CANTONMENT |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 3612 |
320 Twisted Oak Dr is owned and occupied by an individual who bought it in June 2014.
Source: Escambia County records, as of December 31, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 320 TWISTED OAK DR, CANTONMENT, FL 32533-6547 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 26, 2024 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jul 18, 2017 | Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION |
| Jun 8, 2020 | Deed of Trust, Mortgage · Line of Credit PEN AIR FEDERAL CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 11, 2014 · Amount on File |
| Deed Sale | Jun 11, 2014 · Amount on File |
| Prior Sale | Oct 4, 2002 · Amount on File |
| Deed Document Number | 201440615 |
| Deed Book / Page | 7180 / 1262 |
| Prior Transfer Date | May 16, 2014 |
| Prior Transfer Doc | 0071801262 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Property Address | 320 TWISTED OAK DR, CANTONMENT, FL 32533-6547 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2024 |
| Name | Verified Name |
|---|---|
| Address | 320 TWISTED OAK DR, CANTONMENT, FL 32533-6547 |
| Document Number | 0091221444 |
|---|---|
| Date | Mar 26, 2024 |
| Book Page | 9122/1444 |
| Instrument | 2024022558 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Property Address | 320 TWISTED OAK DR, CANTONMENT, FL 32533-6547 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0077460425 |
|---|---|
| Date | Jul 18, 2017 |
| Book Page | 7746/0425 |
| Instrument | 2017054705 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Address | PARSIPPANY, NJ 07054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Property Address | 320 TWISTED OAK DR, CANTONMENT, FL 32533-6547 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0083090105 |
|---|---|
| Date | Jun 8, 2020 |
| Book Page | 8309/105 |
| Instrument | 2020045769 |
| Name | PEN AIR FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | PENSACOLA, FL 32514 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 7, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Escambia County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Escambia County |
| Unified School District | Escambia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $152,324 | $265,923 Land $30,000 Building $235,923 | |
| 2024 | $1,514.00 (+1.14%) | ||
| 2023 | $1,497.00 (+2.82%) Homeowner's exemption | $143,721 (+3%) | $260,122 (+11.24%) Land $30,000 Building $230,122 |
| 2022 | $1,456.00 Homeowner's exemption | $139,535 | $233,844 Land $25,000 Building $208,844 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 320 Twisted Oak Dr in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 15 (1999–2020) |
| Claims Outside the SFHA | 13 of 15 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 Twisted Oak Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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