320 Tree Tops Rd, Dover, TN 37058 Property Records

Stewart County property record for 320 Tree Tops Rd, Dover, TN 37058

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,664 sqft · built 1974
Lot Size	1.2 acres (52,272 sqft)
Owner	Individual Name on Record
Last Sale	$188,400 (Aug 2021)
Tax Bill	$733 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Jul 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`081110B A 01500`

Property Details

APN / Parcel Number

Primary APN	`081110B A 01500`
Alternative APN	`110B A 01500`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,664 sqft Living Area
1st Floor Area	1,664 sqft
Basement Area	480 sqft
Finished Basement	480 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1989
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	52,272 sqft
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Driveway	Driveway
Driveway Area	1,800 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	120 sqft
Deck Area	70 sqft
Patio Area	540 sqft
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	320 TREE TOPS RD
City	DOVER
State	TN
Zip	37058-5537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 10 76.30X400X11X112X75X10X362 X9X30X112, COUNTY AREA: S01
Legal Subdivision	TREE TOPS
Jurisdiction	STEWART TN
Township / Civil Division	5
Census Block Group	3
Census Block	3017
Census Tract	110700

Owner

Source: Stewart County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	320 TREE TOPS RD, DOVER, TN 37058-5537
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2023	Deed of Trust, Mortgage · Conventional Mortgage ALTRA FCU
Jul 26, 2022	Deed of Trust, Mortgage · Line of Credit NORTHPOINTE BANK
Aug 11, 2021	Warranty Deed, Transfer · Conventional Mortgage F & M BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2021 · Amount on Record
Deed Sale	Aug 11, 2021 · Amount on Record
Prior Sale	Sep 2, 2011 · Amount on Record
Deed Document Number	62257
Deed Book / Page	259 / 80
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEWART TN
Property Address	320 TREE TOPS RD, DOVER, TN 37058-5537
Transaction Type	Mortgage
Record Updated	May 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000283/635
Date	Apr 27, 2023
Book Page	283/635
Instrument	67403

Lender

Name	ALTRA FCU
Type	Credit Union
Address	ONALASKA, WI 54650

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	May 1, 2028
Change Frequency	Annually
Min Rate At Change	3.62%
Max Rate At Change	7.62%
Index	1-Year T-Bill
Max Rate	11.6%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEWART TN
Property Address	320 TREE TOPS RD, DOVER, TN 37058-5537
Transaction Type	Mortgage
Record Updated	Oct 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000274/330
Date	Jul 26, 2022
Book Page	274/330
Instrument	65340

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	357 Months
Due	Apr 21, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEWART TN
Recording Date	Aug 11, 2021
Property Address	320 TREE TOPS RD, DOVER, TN 37058-5537
Document Number	259/80
Book / Page	259 / 80
Instrument Date	Aug 3, 2021
Instrument	62257
Transaction Type	Transfer
Record Updated	Aug 26, 2021
Title Company	TENNESSEE TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$697.08
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	320 TREE TOPS RD, DOVER, TN 37058-5537

Mortgage

Document Number	62258
Date	Aug 11, 2021
Instrument	62258

Lender

Name	F & M BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Stewart County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Stewart County
Unified School District	Stewart County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$733.00	$49,300 (-) Land $6,200 Building $43,100
2024	$733.00 (+5.77%)	$49,300 (+67.83%) Land $6,200 Building $43,100
2023	$693.00	$29,375 (-) Land $4,125 Building $25,250
2022	$693.00	$29,375 Land $4,125 Building $25,250	$117,500 (-40.42%) Land $16,500 Building $101,000
2021			$197,200 Land $24,800 Building $172,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2013–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cumberland Connect Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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