New Castle County property record for 320 Townsend St, Wilmington, DE 19801
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,110 sqft · built 1890 |
| Lot Size | 0.02 acres (871 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $125,600 (Jul 2026) |
| Tax Bill | $572 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Feb 2024 Sale + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 26-051.30-032 |
| Primary APN | 26-051.30-032 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,110 sqft Living Area |
| 1st Floor Area | 555 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Row Home |
| Exterior Material | Brick |
| Roof Type | Flat |
| Roof Material | Wood |
| Lot Area | 871 sqft (0.02 acres) |
| Lot Dimensions | 70 ft deep x 12 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 320 TOWNSEND ST |
|---|---|
| City | WILMINGTON |
| State | DE |
| Zip | 19801-5316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 26R-3 |
| Legal Subdivision | WILMINGTON |
| Legal Block | 1230 |
| Legal Lot Number | 12 |
| Jurisdiction | NEW CASTLE DE |
| Township / Civil Division | WILMINGTON |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 1902 |
Source: New Castle County records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 320 TOWNSEND ST, WILMINGTON, DE 19801-5316 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2026 | Deed, Transfer · FHA Mortgage ATLANTIC COAST MORTGAGE |
| Feb 22, 2024 | Deed, Transfer |
| Feb 22, 2023 | Sheriff's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 20, 2026 · Amount on Record |
| Deed Sale | Jul 20, 2026 · Amount on Record |
| Prior Sale | Feb 22, 2023 |
| Deed Document Number | 202654905 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Recording Date | Jul 20, 2026 |
| Property Address | 320 TOWNSEND ST, WILMINGTON, DE 19801-5316 |
| Document Number | 0000054905 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 202654905 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2026 |
| Title Company | BB AND T ML POST CLOSING, POST CLOSING |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $317,140.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 TOWNSEND ST, WILMINGTON, DE 19801-5316 |
| Document Number | 0000054909, |
|---|---|
| Date | Jul 20, 2026 |
| Instrument | 202654909 |
| Name | ATLANTIC COAST MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000054910, |
|---|---|
| Date | Jul 20, 2026 |
| Instrument | 202654910 |
| Name | DELAWARE STATE |
|---|
| Amount | Amount Recorded |
|---|
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Recording Date | Feb 22, 2024 |
| Property Address | 320 TOWNSEND ST, WILMINGTON, DE 19801-5316 |
| Document Number | 0000010994 |
| Instrument Date | Feb 5, 2024 |
| Instrument | 20240222-0010994 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5201 WESTFORD RD, PHILADELPHIA, PA 19120-3618 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Recording Date | Feb 22, 2023 |
| Property Address | 320 TOWNSEND ST, WILMINGTON, DE 19801-5316 |
| Document Number | 0000011368 |
| Instrument Date | Jan 26, 2023 |
| Instrument | 20230222-0011368 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 3, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 N MARKET ST, WILMINGTON, DE 19801-3003 |
| Investor | Possibly a Property Investor |
Source: New Castle County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | New Castle County |
| Municipality | Wilmington City |
| Unified School District | Christina School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $572.00 | $82,300 (+359.78%) Land $30,500 Building $51,800 | |
| 2023 | Additional exemption filed | $17,900 (-) Land $1,200 Building $16,700 | |
| 2022 | $7,423.00 | $17,900 Land $1,200 Building $16,700 | $94,950 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 125 individual policies |
| Nearby Flood Policies | 309 units insured incl. 184 condo units |
| Nearby Flood Claims | 17 (1979–2025) |
| Claims Outside the SFHA | 1 of 17 |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILMINGTON WATER DEPARTMENT serves 107,976 people · EPA ID DE0000663 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Treatment report not submitted Oct 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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