320 Tom McGuinness Jr Cir, Fallbrook, CA 92028 Property Records

San Diego County property record for 320 Tom McGuinness Jr Cir, Fallbrook, CA 92028

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,687 sqft · built 2010
Lot Size0.64 acres (27,878 sqft)
OwnerIndividual Name on File
Last Sale$421,000 (Jun 2010)
Tax Bill$6,459 (2025)
Deeds & MortgagesJan 2022 Mortgage
Jan 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN105-451-15-00

Property Details

APN / Parcel Number

Primary APN105-451-15-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,687 sqft Living Area

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Lot Area27,878 sqft (0.64 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address320 TOM MCGUINNESS JR CIR
CityFALLBROOK
StateCA
Zip92028-2623
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 61 TR 015753
Legal SubdivisionFALLBROOK 5195-2
Legal Tract015753
Legal Block3
Legal Lot Number61
JurisdictionSAN DIEGO CA
Township / Civil DivisionFALLBROOK
Census Block Group3
Census Block3005
Census Tract19001

Owner

320 Tom McGuinness Jr Cir is owned and occupied by an individual who bought it in June 2010.

Source: San Diego County records, as of July 21, 2026

Owner of RecordIndividual Name on File
Mailing Address320 TOM MCGUINNESS JR CIR, FALLBROOK, CA 92028-2623
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 31, 2022Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
Jan 12, 2022Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
Jun 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 28, 2010 · Amount on File
Deed SaleJun 28, 2010 · Amount on File
Deed Document Number2010323409
Prior Transfer DateJun 23, 2010
Prior Transfer Doc0000323410
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address320 TOM MCGUINNESS JR CIR, FALLBROOK, CA 92028-2623
Transaction TypeMortgage
Record UpdatedFeb 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 TOM MCGUINNESS JR CIR, FALLBROOK, CA 92028-2623

Mortgage

Document Number0000043950
DateJan 31, 2022
Instrument2022-0043950
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2052

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address320 TOM MCGUINNESS JR CIR, FALLBROOK, CA 92028-2623
Transaction TypeMortgage
Record UpdatedJan 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 TOM MCGUINNESS JR CIR, FALLBROOK, CA 92028-2623

Mortgage

Document Number0000015914
DateJan 12, 2022
Instrument2022-0015914
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2052

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address320 TOM MCGUINNESS JR CIR, FALLBROOK, CA 92028-2623
Transaction TypeMortgage
Record UpdatedJun 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 TOM MCGUINNESS JR CIR, FALLBROOK, CA 92028-2623

Mortgage

Document Number0000447577
DateJun 18, 2021
Instrument2021-0447577
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 320 Tom McGuinness Jr Cir was $6,459.

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictFallbrook Union Elementary School District (KG - 08)
Secondary School DistrictFallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$611,026 (+2%) Land $250,149 Building $360,877
2025$6,459.00$599,046 Land $245,245 Building $353,801
2023$6,120.00 (+10.25%)$575,786 Land $235,723 Building $340,063
2022$5,551.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 320 Tom McGuinness Jr Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2005)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2005 · Severe Storms, Flooding, Debris Flows, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Tom McGuinness Jr Cir is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 67% of California
Wildfire Likelihood0.2% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFALLBROOK PUD
serves 35,237 people · EPA ID CA3710008
Water SourcePurchased surface water from several systems
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
San Diego Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, GeoLinks, Verizon.

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