320 Tip Top Rd, Brevard, NC 28712 Property Records

Transylvania County property record for 320 Tip Top Rd, Brevard, NC 28712

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,891 sqft · built 1985
Lot Size	1.76 acres (76,795 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Feb 2006)
Tax Bill	$2,591 (2025)
Deeds & Mortgages	Mar 2024 Transfer Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8575-85-9872-000`

Property Details

APN / Parcel Number

Primary APN	`8575-85-9872-000`
Alternative APNs	`70044150` `70601440`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,891 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1995
Exterior Material	Wood Siding
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	76,795 sqft (1.76 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	70601440
Street Address	320 TIP TOP RD
City	BREVARD
State	NC
Zip	28712-4679
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TIP TOP RD L-13
Legal Subdivision	ROCKY HILL ESTATES SUBDIVISION
Jurisdiction	TRANSYLVANIA NC
Township / Civil Division	BREVARD
Census Block Group	1
Census Block	1055
Census Tract	960201

Owner

Source: Transylvania County assessment roll, as of August 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	320 TIP TOP RD, BREVARD, NC 28712-4679
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2024	Intrafamily Transfer, Transfer
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 14, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 28, 2006 · Amount on Record
Deed Sale	Feb 28, 2006 · Amount on Record
Prior Sale	Jun 1, 1994 · Amount on Record
Deed Document Number	20061787
Deed Book / Page	336 / 157
Last Transfer Date	Mar 6, 2024
Transfer Doc	0011080038
Record Updated	Sep 20, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TRANSYLVANIA NC
Recording Date	Mar 12, 2024
Property Address	320 TIP TOP RD, BREVARD, NC 28712-4679
Document Number	0011080038
Book / Page	1108 / 38
Map Reference	FILE 1 SL 101
Instrument Date	Mar 6, 2024
Instrument	2024001106
Transaction Type	Transfer
Record Updated	Apr 15, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 TIP TOP RD, BREVARD, NC 28712-4679

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRANSYLVANIA NC
Property Address	320 TIP TOP RD, BREVARD, NC 28712-4679
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009720619
Date	Mar 22, 2021
Book Page	972/619
Instrument	2021002233

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2041

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TRANSYLVANIA NC
Recording Date	Feb 14, 2020
Property Address	320 TIP TOP RD, BREVARD, NC 28712-4679
Document Number	0009100372
Book / Page	910 / 372
Map Reference	FILE 1 SL 101
Instrument Date	Jan 31, 2020
Instrument	2020000790
Transaction Type	Transfer
Record Updated	Dec 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020000791
Date	Feb 14, 2020
Instrument	2020000791

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2040

Tax Assessment & Valuation

Source: Transylvania County assessment roll, as of August 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Transylvania County
Unified School District	Transylvania County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,591.00 (+10.21%)	$539,300 (+51.39%) Land $48,000 Building $491,300	$539,300 (+51.39%) Land $48,000 Building $491,300
2023	$2,351.00	$356,230 Land $50,000 Building $306,230	$356,230 Land $50,000 Building $306,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BREVARD serves 11,336 people · EPA ID NC0188010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	2,000 / 200

May also be available: Vyve Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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