320 Timber Ln, Grasonville, MD 21638 Property Records

Queen Anne's County property record for 320 Timber Ln, Grasonville, MD 21638

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,816 sqft · built 2002
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$336,000 (Sep 2008)
Tax Bill	$3,155 (2025)
Deeds & Mortgages	May 2017 Reverse Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-045207`

Property Details

APN / Parcel Number

Primary APN	`05-045207`
Alternative APNs	`5045207` `045207`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,816 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Built-in
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	118 sqft
Deck Area	276 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	045207
Street Address	320 TIMBER LN
City	GRASONVILLE
State	MD
Zip	21638-1264
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GPRN
Legal Description	LOT 22 - 6,000 SQ FT TIMBER LANE THE WOODS
Legal Subdivision	WOODS
Legal Lot Number	22
Jurisdiction	QUEEN ANNE'S MD
Township / Civil Division	5, QUEENSTOWN
Census Block Group	1
Census Block	1000
Census Tract	810700

Owner

Source: Queen Anne's County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	320 TIMBER LN, GRASONVILLE, MD 21638-1264
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2017	Deed of Trust, Mortgage · Reverse Mortgage LIVE WELL FINANCIAL INC
May 3, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2008 · Amount on Record
Deed Sale	Sep 4, 2008 · Amount on Record
Prior Sale	Jul 15, 2004 · Amount on Record
Deed Document Number	200880790
Deed Book / Page	1808 / 735
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Property Address	320 TIMBER LN, GRASONVILLE, MD 21638-1264
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026930216
Date	May 12, 2017
Book Page	2693/216
Instrument	2693-216

Lender

Name	LIVE WELL FINANCIAL INC
Type	Mortgage Company
Address	RICHMOND, VA 23225

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	941 Months
Due	Oct 4, 2095

Interest

Rate Type	Adjustable Rate
Rate	4.27%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2018
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Property Address	320 TIMBER LN, GRASONVILLE, MD 21638-1264
Document Number	0026930237
Instrument Date	May 3, 2017
Transaction Type	Mortgage
Record Updated	Jul 25, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 TIMBER LN GRASONVILLE MD 216381264, GRASONVILLE, MD 21638-1264

Mortgage

Document Number	0026930237
Date	May 12, 2017
Book Page	002693/000237

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	936 Months
Due	May 11, 2095

Interest

Rate Type	Adjustable Rate
Rate	4.27%

Tax Assessment & Valuation

Source: Queen Anne's County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Queen Anne's County
Unified School District	Queen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$371,533 (+18.45%)	$398,400 (+25.36%) Land $155,000 Building $243,400
2025	$3,155.00 (+6.8%) Homeowner's exemption
2023	$2,954.00 Homeowner's exemption	$313,667	$317,800 Land $120,000 Building $197,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 95 individual policies
Nearby Flood Policies	223 units insured incl. 128 condo units
Nearby Flood Claims	48 (2003–2025)
Claims Outside the SFHA	8 of 48
Most Recent Claim	Oct 2025 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 35 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRASONVILLE serves 600 people · EPA ID MD0170020
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Xfinity Fiber	2,000 / 2,000
Breezeline Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband, Verizon.

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