St. Charles County property record for 320 Thoreau Blvd, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 4,060 sqft · built 2004 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $353,000 (May 2020) |
| Tax Bill | $5,957 (2025) |
| Deeds & Mortgages | Apr 2019 Line of Credit May 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T020300026 |
| Primary APN | T020300026 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 4,060 sqft Living Area |
| Gross Area | 5,738 sqft |
| 1st Floor Area | 2,560 sqft |
| Basement Area | 2,518 sqft |
| Finished Basement | 1,500 sqft |
| Unfinished Basement | 1,018 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 11,761 sqft (0.27 acres) |
| Garage Type | Attached |
| Garage Area | 660 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 126 sqft |
| Patio Area | 120 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T020300026 |
|---|---|
| Street Address | 320 THOREAU BLVD |
| City | O FALLON |
| State | MO |
| Zip | 63366-7451 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VLGS AT WALDEN POND #3A LOT 11 |
| Legal Subdivision | VLGS AT WALDON POND #3A |
| Legal Lot Number | 11 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WENTZVILLE |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 311802 |
Source: St. Charles County assessment roll, APN T020300026, as of August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 320 THOREAU BLVD, O FALLON, MO 63366-7451 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 10, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU |
| May 19, 2020 | Warranty Deed, Transfer · Conventional Mortgage DELMAR FINANCIAL CO |
| Oct 04, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jun 27, 2017 | Warranty Deed, Transfer STIFEL BK&TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 19, 2020 · Amount on Record |
| Deed Sale | May 19, 2020 · Amount on Record |
| Prior Sale | May 19, 2020 · Amount on Record |
| Deed Document Number | 2020324300 |
| Deed Book / Page | 7298 / 1376 |
| Prior Transfer Date | Oct 02, 2019 |
| Prior Transfer Doc | 0071561852 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 320 THOREAU BLVD, O FALLON, MO 63366-7451 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0070571317 |
|---|---|
| Date | Apr 10, 2019 |
| Book Page | 7057/1317 |
| Instrument | 20190410000161280 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CHESTERFIELD, MO 63005 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Mar 01, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 19, 2020 |
| Property Address | 320 THOREAU BLVD, O FALLON, MO 63366-7451 |
| Document Number | 0072981376 |
| Book / Page | 7298 / 1376 |
| Map Reference | MB 37 PG 286&287 |
| Instrument Date | May 07, 2020 |
| Instrument | 20200519000324300 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | FREEDOM TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 THOREAU BLVD, O FALLON, MO 63366-7451 |
| Document Number | 0072981378 |
|---|---|
| Date | May 19, 2020 |
| Book Page | 7298/1378 |
| Instrument | 20200519000324310 |
| Name | DELMAR FINANCIAL CO |
|---|---|
| Type | Funding / Finance Company |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 04, 2019 |
| Property Address | 320 THOREAU BLVD, O FALLON, MO 63366-7451 |
| Document Number | 0071561852 |
| Book / Page | 007156 / 001852 |
| Instrument Date | Oct 02, 2019 |
| Instrument | 554470 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 320 THOREAU BLVD O FALLON MO 633667451, O FALLON, MO 63366-7451 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 27, 2017 |
| Property Address | 320 THOREAU BLVD, O FALLON, MO 63366-7451 |
| Document Number | 0067651397 |
| Book / Page | 006765 / 001397 |
| Instrument Date | Jun 22, 2017 |
| Instrument | 392470 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2017 |
| Title Company | US TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 320 THOREAU BLVD O FALLON MO 633667451, O FALLON, MO 63366-7451 |
| Document Number | 67651399 |
|---|---|
| Date | Jun 27, 2017 |
| Book Page | 006765/001399 |
| Instrument | 392480 |
| Name | STIFEL BK&TR |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jun 26, 2032 |
Source: St. Charles County assessment roll as of August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,957.00 (+4.73%) | $93,053 (+7.85%) | $489,751 (+7.85%) Land $72,000 Building $417,751 |
| 2024 | $5,688.00 | ||
| 2023 | $86,283 | ||
| 2022 | $454,120 Land $49,500 Building $404,620 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), as of August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833118023, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 224 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Holdings Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
Source: EPA Safe Drinking Water Information System, water system MO6010588, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OFALLON PWS serves 32,515 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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