Lafayette County property record for 320 Thomas St, Oxford, MS 38655
| Property Type | Other Improved |
|---|---|
| Details | 2 ba · 2,277 sqft · built 1964 |
| Lot Size | 1 acres (43,724 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,306 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 135K-22-030.00 |
| Primary APN | 135K-22-030.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 2,277 sqft Living Area |
| 1st Floor Area | 2,026 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,724 sqft (1 acres) |
| Lot Dimensions | 156 ft deep x 438 ft wide |
| Utility Building | 400 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 4812 |
|---|---|
| Street Address | 320 THOMAS ST |
| City | OXFORD |
| State | MS |
| Zip | 38655-2916 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | FR NE1/4 OF NW1/4 ON E SIDE OF THOMAS ST & S OF WEBB ST PREV APN: 085M-22-070 |
| Legal Range | 03W |
| Legal Township | 08S |
| Legal Section | 22 |
| Legal Subdivision | ROWANDALE A CONDOMINIUM PHASE 111 |
| Jurisdiction | LAFAYETTE MS |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 950201 |
320 Thomas St is owned by an individual who acquired it in March 2023.
Source: Lafayette County records, as of July 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5013 PENBROOK DR, FRANKLIN, TN 37069-8401 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 8, 2023 |
| Deed Sale | Mar 8, 2023 |
| Prior Sale | Oct 12, 2021 |
| Deed Document Number | 20231734 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 320 Thomas St was $1,306.
Source: Lafayette County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lafayette County |
| Municipality | Oxford City |
| Unified School District | Oxford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,306.00 | $10,038 | $66,920 Land $64,000 Building $2,920 |
| 2023 | $1,287.00 | $9,896 | $65,970 Land $64,000 Building $1,970 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 320 Thomas St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2004–2010) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 Thomas St is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 43% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OXFORD serves 28,500 people · EPA ID MS0360011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber · Cable | 10,000 / 10,000 |
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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