320 The Trace Cir, Alvaton, KY 42122 Property Records

Warren County property record for 320 The Trace Cir, Alvaton, KY 42122

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,743 sqft · built 2006
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on File
Last Sale	$369,900 (Jun 2021)
Tax Bill	$2,720 (2025)
Deeds & Mortgages	Mar 2023 Second Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`077A-24-022`

Property Details

APN / Parcel Number

Primary APN	`077A-24-022`
Alternative APNs	`C8372899` `381956`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,743 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 2006
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	43,996 sqft (1.01 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	36 sqft
Patio Area	406 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	C8372899
Street Address	320 THE TRACE CIR
City	ALVATON
State	KY
Zip	42122-8744
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:22 SUBD:THE TRACE AT BAYS FORK
Legal Subdivision	THE TRACE AT BAYS FORK
Legal Lot Number	22
Jurisdiction	WARREN KY
Township / Civil Division	ALVATON
Census Block Group	3
Census Block	3011
Census Tract	11500

Owner

Source: Warren County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	320 THE TRACE CIR, ALVATON, KY 42122-8744
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Jun 15, 2021	Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 15, 2021 · Amount on Record
Deed Sale	Jun 15, 2021 · Amount on Record
Deed Document Number	1194631
Deed Book / Page	D1233 / 448
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN KY
Property Address	320 THE TRACE CIR, ALVATON, KY 42122-8744
Transaction Type	Mortgage
Record Updated	Apr 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M3365/15
Date	Mar 27, 2023
Book Page	M3365/15
Instrument	1991379

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2038

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	Jun 15, 2021
Property Address	320 THE TRACE CIR, ALVATON, KY 42122-8744
Document Number	D1233/448
Book / Page	D1233 / 448
Map Reference	MB 37 PG 352
Instrument Date	Jun 10, 2021
Instrument	1194631
Transaction Type	Transfer
Record Updated	Jul 1, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1325 BARBARA ST NW, 1325, GRAND RAPIDS, MI 49544-1703

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	320 THE TRACE CIR, ALVATON, KY 42122-8744

Mortgage

Document Number	1194632
Date	Jun 15, 2021
Instrument	1194632

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Warren County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Warren County
Unified School District	Warren County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,720.00 (-2.47%)	$345,000 (-)	$345,000 (-)
2023	$2,789.00 Homeowner's exemption	$345,000	$345,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARREN COUNTY WATER DISTRICT serves 91,118 people · EPA ID KY1140487
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North Central Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on The Trace Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures