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320 Texas Rd, Black Mountain, NC 28711 Property Records

Buncombe County property record for 320 Texas Rd, Black Mountain, NC 28711

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,852 sqft · built 1950
Lot Size0.239 acres (10,454 sqft)
OwnerCompany Name on Record
Tax Bill$4,248 (2025)
Deeds & MortgagesJan 2017 Sale
Flood ZoneZone X (minimal risk)
APN0710-95-6945-00000

Property Details

APN / Parcel Number

Primary APN0710-95-6945-00000
Alternative APN
  • 071002955867000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,852 sqft Living Area
1st Floor Area772 sqft
2nd Floor Area1,080 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Architectural StyleConventional
Exterior MaterialWood
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,454 sqft (0.239 acres)
TerrainSteep

Exterior Amenities

PorchFinished/Screened Porch
Porch Area240 sqft
Deck Area278 sqft
Patio Area518 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Old Parcel Number071002955867000
Street Address320 TEXAS RD
CityBLACK MOUNTAIN
StateNC
Zip28711
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeDEED DATE:01/26/2017 DEED
Legal DescriptionDEED DATE:01/26/2017 DEED:5514-1891 SUBDIV:MOUNTAIN RETREAT LOT:513 C & 513 D PLAT:0029-0127
Legal SubdivisionMOUNTAIN RETREAT
Legal Lot Number513,C,D
JurisdictionBUNCOMBE NC
Township / Civil DivisionBLACK MOUNTAIN
Census Block Group1
Census Block1002
Census Tract3105

Owner

Source: Buncombe County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address24 FAY JONES LN, BLACK MOUNTAIN, NC 28711-0590
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 26, 2017
Deed SaleJan 26, 2017
Prior SaleAug 20, 2013 · Amount on Record
Deed Document Number0055141891
Deed Book / Page5514 / 1891
Record UpdatedJun 8, 2026

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUNCOMBE NC
Recording DateJan 26, 2017
Property Address320 TEXAS RD, BLACK MOUNTAIN, NC 28711
Document Number0055141891
Book / Page005514 / 001891
Instrument DateMay 18, 2016
Transaction TypeTransfer
Record UpdatedFeb 9, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4707 CARTER HILL DR COLUMBIA SC 292064603, COLUMBIA, SC 29206-4603

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBuncombe County
MunicipalityMontreat Town
Unified School DistrictBuncombe County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,248.00 (+4.71%)$392,100 (-)
2023$4,057.00$392,100$392,100 (-) Land $97,200 Building $294,900
2021$392,100 Land $97,200 Building $294,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Nearby Flood Policies19 in force
Nearby Flood Claims4 (2024)
Claims Outside the SFHA4 of 4
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 70% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTREAT WATER SYSTEM
serves 798 people · EPA ID NC0111484
Water SourceGroundwater
Last State InspectionAug 2024
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
AT&T
Fiber		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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