320 Terrapin Rd, Venice, FL 34293 Property Records

Sarasota County property record for 320 Terrapin Rd, Venice, FL 34293

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,751 sqft · built 1972
Lot Size	0.459 acres (20,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$73,000 (Jun 1992)
Tax Bill	$2,230 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0451-01-0097`

Property Details

APN / Parcel Number

Primary APN	`0451-01-0097`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,751 sqft Living Area
1st Floor Area	2,751 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1995
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,000 sqft (0.459 acres)
Lot Dimensions	100 ft deep x 200 ft wide
Garage Type	Attached
Garage Area	552 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	564 sqft
Patio Area	70 sqft
Utility Building	104 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	320 TERRAPIN RD
City	VENICE
State	FL
Zip	34293-3130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3
Legal Description	LOTS 11224 11225 11226 11227 & 11228 SOUTH VENICE UNIT 42 OR 2405/2930
Legal Range	19E
Legal Township	39S
Legal Section	29
Legal Subdivision	SOUTH VENICE UNIT 42
Legal Tract	1052
Legal Lot Number	11224 11225
Legal Unit	42
Jurisdiction	SARASOTA FL
Township / Civil Division	VENICE
Census Block Group	2
Census Block	2032
Census Tract	2507

Owner

Source: Sarasota County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	320 TERRAPIN RD, VENICE, FL 34293-3130
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 1992 · Amount on Record
Deed Sale	Jun 8, 1992 · Amount on Record
Deed Document Number	0024052931
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARASOTA FL
Property Address	320 TERRAPIN RD, VENICE, FL 34293-3130
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 TERRAPIN RD, VENICE, FL 34293-3130

Mortgage

Document Number	0000042920
Date	Mar 11, 2021
Instrument	2021042920

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2041

Tax Assessment & Valuation

Source: Sarasota County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sarasota County
Unified School District	Sarasota County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,230.00 (-21.45%) Homeowner's exemption	$229,088 (+5.99%)	$358,600 (-18.43%) Land $117,500 Building $241,100
2023	$2,839.00 (+4.61%) Homeowner's exemption	$216,148 (+3%)	$439,600 (+4.29%) Land $101,900 Building $337,700
2022	$2,714.00 Homeowner's exemption	$209,852	$421,500 Land $120,500 Building $301,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 74 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	74 in force
Nearby Flood Claims	16 (1995–2022)
Claims Outside the SFHA	5 of 16
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 7 claims Hurricane Ian, Sep 2022 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20