320 Taylor Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 320 Taylor Dr, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,313 sqft · built 2024
Lot Size	0.206 acres (8,985 sqft)
Owner	Company Name on Record
Last Sale	$51,000 (Sep 1999)
Tax Bill	$1,289 (2024)
Deeds & Mortgages	Apr 2018 Mortgage Dec 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`00564147-006800`

Property Details

APN / Parcel Number

Primary APN	`00564147-006800`
Alternative APNs	`12613900564147006800` `1690872`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,313 sqft Living Area
1st Floor Area	480 sqft
Basement Area	480 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Mobile Home
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Flat
Roof Material	Concrete
Lot Area	8,985 sqft (0.206 acres)
View / Lot	Canal
Garage Type	Covered
Garage Area	2,351 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	788 sqft
Deck Area	180 sqft
Patio Area	2,832 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1690872
Street Address	320 TAYLOR DR
City	KEY LARGO
State	FL
Zip	33037-4854
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URM
Legal Description	BK 13 LT 12 KEY LARGO MOBILE HOMESITES PLAT NO 4 PB6-15 OR778-1545/1546 OR904-1616 OR915-140/141 OR935-1548/49P/R OR968-376 OR970-323 OR970-324 OR992-910 OR992-911 OR992-912/913 OR1069-2189 OR1126-1471/1472FJ OR1188-1549CT OR1225-2109/10 OR1225-2106/
Legal Range	39E
Legal Township	61S
Legal Section	12
Legal Subdivision	KEY LARGO MOBILE HOMESITE PLAT #4
Legal Block	13
Legal Lot Number	12
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1015
Census Tract	972700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	13301 SW 43RD ST, MIAMI, FL 33175-3908
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSN ADMN
Dec 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSN ADMN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 1999 · Amount on Record
Deed Sale	Sep 1, 1999 · Amount on Record
Prior Sale	Dec 7, 1995 · Amount on Record
Deed Book / Page	1594 / 1286
Last Transfer Date	May 8, 2012
Transfer Doc	0025810262
Record Updated	Jun 8, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	320 TAYLOR DR, KEY LARGO, FL 33037-4854
Document Number	0029090811
Instrument Date	Apr 10, 2018
Transaction Type	Mortgage
Record Updated	Jul 5, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13301 SW 43RD ST MIAMI FL 331753908, MIAMI, FL 33175-3908

Mortgage

Document Number	0029090811
Date	May 31, 2018
Book Page	002909/000811
Instrument	2171483

Lender

Name	US SMALL BUSN ADMN
Address	BIRMINGHAM, AL 35211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2048

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	320 TAYLOR DR, KEY LARGO, FL 33037-4854
Document Number	0028900466
Book / Page	002890 / 000466
Instrument Date	Dec 18, 2017
Transaction Type	Mortgage
Record Updated	Feb 20, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	13301 SW 43RD ST MIAMI FL 331753908, MIAMI, FL 33175-3908

Mortgage

Document Number	0028900466
Date	Feb 2, 2018
Book Page	002890/000466
Instrument	2153825

Lender

Name	US SMALL BUSN ADMN
Address	BIRMINGHAM, AL 35211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$649,764 (+576.78%)	$1,784,721 (+288.87%) Land $878,490 Building $906,231
2024	$1,289.00 (+8.78%)
2023	$1,185.00 (+3.22%) Homeowner's exemption	$96,008 (+3%)	$458,947 (+13.42%) Land $436,267 Building $22,680
2022	$1,148.00 Homeowner's exemption	$93,212	$404,632 Land $381,952 Building $22,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 225 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	225 in force
Nearby Flood Claims	29 (2017–2023)
Most Recent Claim	Nov 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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