320 Tabernacle Rd, Black Mountain, NC 28711 Property Records

Buncombe County property record for 320 Tabernacle Rd, Black Mountain, NC 28711

Property Summary

Property TypeMobile Home
Details784 sqft · built 1985
Lot Size0.5 acres (21,780 sqft)
OwnerCompany Name on Record
Last Sale$550,000 (Oct 2024)
Tax Bill$829 (2024)
Deeds & MortgagesJun 2026 Sale
Sep 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN647497-2020-202

Property Details

APN / Parcel Number

Primary APN647497-2020-202
Alternative APNs
  • 0609-56-1464-00000
  • 060911560388000
  • 008196603

Interior

Stories1 Story
Building Area784 sqft Living Area
Gross Area848 sqft
1st Floor Area784 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Lot Area21,780 sqft (0.5 acres)
Deck AreaDeck Area
Patio Area184 sqft
Canopy1,050 sqft

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number647497-2020-202
Street Address320 TABERNACLE RD
CityBLACK MOUNTAIN
StateNC
Zip28711-2536
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeR-1
Legal DescriptionSUBDIV: JACKIE WHEELER BLOCK: LOT: SECTION: PLAT: 0095-0120
Legal SubdivisionJACKIE WHEELER
Legal Block1
JurisdictionBUNCOMBE NC
Township / Civil DivisionBLACK MOUNTAIN
Census Block Group1
Census Block1033
Census Tract3108

Owner

Source: Buncombe County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address200 TABERNACLE RD, BLACK MOUNTAIN, NC 28711-2592
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Sep 16, 2022Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 18, 2024 · Amount on Record
Deed SaleOct 18, 2024 · Amount on Record
Deed Book / Page6443 / 1437
Last Transfer DateAug 1, 2025
Transfer Doc0065131061
Record UpdatedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUNCOMBE NC
Recording DateJun 12, 2026
Property Address320 TABERNACLE RD, BLACK MOUNTAIN, NC 28711-2536
Document Number6602000364
Book / Page6602 / 364
Instrument DateJun 12, 2026
Transaction TypeTransfer
Record UpdatedAug 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUNCOMBE NC
Property Address320 TABERNACLE RD, BLACK MOUNTAIN, NC 28711-2536
Transaction TypeMortgage
Record UpdatedSep 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 TABERNACLE RD, BLACK MOUNTAIN, NC 28711-2536

Mortgage

Document Number0062581854
DateSep 16, 2022
Book Page6258/1854
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2037
Interest
Rate TypeAdjustable Rate
Rate3.5%
Type Change DateOct 1, 2027
Change Frequency5 Years
Min Rate At Change2.75%
Max Rate At Change9.5%
Index5-Year CMT
Max Rate9.5%

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBuncombe County
Unified School DistrictBuncombe County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$132,800 (-) Land $35,900 Building $96,900$132,800 (-) Land $35,900 Building $96,900
2024$829.00 (+3.24%)
2023$803.00$132,800$132,800 (-) Land $35,900 Building $96,900
2021$132,800 Land $35,900 Building $96,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims9 (2018–2024)
Claims Outside the SFHA2 of 9
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ASHEVILLE
serves 157,431 people · EPA ID NC0111010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Oct 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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