320 Sydenham St, Spring Grove, IL 60081 Property Records

McHenry County property record for 320 Sydenham St, Spring Grove, IL 60081

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,149 sqft · built 1969
Lot Size0.226 acres (5,663 sqft)
Owner2 Individual Names on Record
Last Sale$125,000 (Feb 2021)
Tax Bill$3,717 (2024)
Deeds & MortgagesDec 2022 Transfer
Feb 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN10-05-278-005

Property Details

APN / Parcel Number

Primary APN10-05-278-005

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,149 sqft Living Area
1st Floor Area1,149 sqft
Basement Area1,149 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleA-Frame
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area5,663 sqft (0.226 acres)
Lot Dimensions136 ft deep x 71 ft wide
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area250 sqft
Deck Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address320 SYDENHAM ST
CitySPRING GROVE
StateIL
Zip60081-8672
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2022R0040889 LT 8 O W HOWELLS 3RD ADDN TO DUBELL PARK SUB
Legal SubdivisionO W HOWELLS 3RD ADDN TO DUBELL PARK SUB
Legal Block278
Legal Lot Number8
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group1
Census Block1008
Census Tract870704

Owner

Source: McHenry County records, as of March 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address20 SYDENHAM
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 12, 2022Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Feb 16, 2021Warranty Deed, Transfer · Conventional Mortgage
WINTRUST MORTGAGE
Jun 26, 2018Warranty Deed, Transfer · Conventional Mortgage
FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 16, 2021 · Amount on Record
Deed SaleFeb 16, 2021 · Amount on Record
Prior SaleJun 26, 2018 · Amount on Record
Deed Document Number20218787
Last Transfer DateNov 17, 2022
Transfer Doc0000040889
Record UpdatedSep 20, 2026

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMCHENRY IL
Recording DateDec 12, 2022
Property Address320 SYDENHAM ST, SPRING GROVE, IL 60081-8672
Document Number0000040889
Map ReferenceMB 13 PG 50
Instrument DateNov 17, 2022
Instrument2022R0040889
Transaction TypeTransfer
Record UpdatedJan 19, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address320 CROYDEN ST, SPRING GROVE, IL 60081-9370
InvestorPossibly a Property Investor

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateFeb 16, 2021
Property Address320 SYDENHAM ST, SPRING GROVE, IL 60081-8672
Document Number0000008787
Map ReferenceDOC333698 MB13 PG50
Instrument DateDec 21, 2020
Instrument2021R0008787
Transaction TypeTransfer
Record UpdatedJan 19, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$125.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 SYDENHAM ST, PARK RIDGE, IL 60068
InvestorPossibly a Property Investor

Mortgage

Document Number0000008788
DateFeb 16, 2021
Instrument2021R0008788
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
AddressDES PLAINES, IL 60018
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJan 1, 2051
Interest
Rate TypeFixed Rate
Rate2.75%

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateJun 26, 2018
Property Address320 SYDENHAM ST, SPRING GROVE, IL 60081-8672
Document Number0000021252
Map ReferenceMB13 PG50
Instrument DateJun 22, 2018
Instrument2018R0021252
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyCHICAGO TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$207.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address3300 CHARLES J MILLER RD, 80061

Mortgage

Document Number0000021253
DateJun 26, 2018
Instrument2018R0021253
Lender
NameFIFTH THIRD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2048

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
Unified School DistrictJohnsburg Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$3,717.00$55,127 (+20.31%) Land $6,860 Building $48,267$165,381 (+20.31%) Land $20,580 Building $144,801
2022$45,819 Land $5,702 Building $40,117$137,457 Land $17,106 Building $120,351

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 30 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies30 in force
Nearby Flood Claims55 (1979–2026)
Claims Outside the SFHA2 of 55
Most Recent ClaimMay 2026 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 9 claims
  • Severe Storms & Flooding, Jul 1993 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-WHISPERING HILLS
private · serves 8,300 people · EPA ID IL1115700
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting59
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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