320 SW Ocean Blvd, Stuart, FL 34994 Property Records

Martin County property record for 320 SW Ocean Blvd, Stuart, FL 34994

Property Summary

Property Type	Commercial Office
Details	1 ba · 1,032 sqft · built 1925
Lot Size	0.147 acres (6,412 sqft)
Owner	Company Name on Record
Last Sale	$395,000 (Jan 2021)
Tax Bill	$4,317 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Jan 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`05-38-41-000-000-0012.0-8-0000`

Property Details

APN / Parcel Number

Primary APN	`05-38-41-000-000-0012.0-8-0000`
Alternative APNs	`05-38-41-000-000-00120-8` `538410000000012080000` `22107`

Interior

Full Baths	1 Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	1,032 sqft Gross Area
1st Floor Area	1,032 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1995
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,412 sqft (0.147 acres)
View / Lot	Commercial

Exterior Amenities

Porch	Open Frame Porch
Porch Area	292 sqft
Deck Area	100 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	22107
Street Address	320 SW OCEAN BLVD
City	STUART
State	FL
Zip	34994-2007
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Local Zoning Code	B1
Legal Description	N.195 OF E 37 1/2 OF W 260 GOV LOT 7 N OF CREEK (LESS N 24) OR 338/2152
Legal Range	41E
Legal Township	38S
Legal Section	5
Legal Block	1
Legal Lot Number	7
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1027
Census Tract	701

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4689 SE GLENRIDGE TRL, STUART, FL 34997-6957
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Deed of Trust, Mortgage · Line of Credit VALLEY BANK
Jan 5, 2021	Warranty Deed, Transfer · Conventional Mortgage ROBERT L KILBRIDE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2021 · Amount on Record
Deed Sale	Jan 5, 2021 · Amount on Record
Prior Sale	Apr 2, 1991 · Amount on Record
Deed Document Number	20212859673
Deed Book / Page	3187 / 103
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	316 SW OCEAN BLVD, STUART, FL 34994-2007
Transaction Type	Mortgage
Record Updated	Jan 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032801797
Date	Dec 21, 2021
Book Page	3280/1797
Instrument	2932865

Lender

Name	VALLEY BANK
Type	Bank
Address	WEST PALM BEACH, FL 33401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 15, 2031

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jan 5, 2021
Property Address	316 SW OCEAN BLVD, STUART, FL 34994-2007
Document Number	0031870103
Book / Page	003187 / 000103
Instrument Date	Jan 4, 2021
Instrument	2859673
Transaction Type	Transfer
Record Updated	Feb 3, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,765.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2592 SE JACKSON ST STUART FL 349975737, STUART, FL 34997-5737

Mortgage

Document Number	31870104
Date	Jan 5, 2021
Book Page	003187/000104
Instrument	2859674

Lender

Name	ROBERT L KILBRIDE
Address	614 INGLESIDE AVE, TALLAHASSEE, FL 32303-6338
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 4, 2026

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Stuart City
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,317.00 (+2.59%)	$230,762 (+10.32%)	$264,060 (+26.24%) Land $192,390 Building $71,670
2024	$4,208.00 (+12.91%)
2023	$3,727.00 (+12.87%)	$209,170 (+20.65%) Land $166,713 Building $42,457	$209,170 (+20.65%) Land $166,713 Building $42,457
2022	$3,302.00	$173,376 Land $105,820 Building $67,556	$173,376 Land $105,820 Building $67,556

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 42 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	74 units insured incl. 32 condo units
Nearby Flood Claims	3 (2014–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Nov 2022 · Hurricane Nicole

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART, CITY OF - WATER PLANT serves 16,841 people · EPA ID FL4430259
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Blue Stream, Hotwire Communications.

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