Cape May County and Lower Township property record for 320 Suzanne Ave, Cape May, NJ 08204
| Property Type | Single Family Home |
|---|---|
| Details | 1,020 sqft · built 1979 |
| Lot Size | 0.158 acres (6,900 sqft) |
| Owner | Company Name on Record |
| Last Sale | $363,000 (May 2022) |
| Tax Bill | $3,480 (2024) |
| Deeds & Mortgages | May 2022 Sale Aug 2020 Mortgage + 2 more |
| APN | 05-00494-28-00006 |
| Primary APN | 05-00494-28-00006 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,020 sqft Living Area |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 6,900 sqft (0.158 acres) |
| Lot Dimensions | 100 ft deep x 69 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Street Address | 320 SUZANNE AVE |
|---|---|
| City | CAPE MAY |
| State | NJ |
| Zip | 08204-3466 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | OB494-K3L6 |
| Legal Subdivision | BAYSHORE ESTATES SEC III |
| Legal Block | 494 |
| Legal Lot Number | 6 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | LOWER |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 21805 |
Source: Cape May County and Lower Township records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1140 PENNSYLVANIA AVE, CAPE MAY, NJ 08204-2617 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| May 23, 2022 | Deed, Transfer |
| Aug 19, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Jul 30, 2019 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Jan 6, 2018 | Deed of Trust, Mortgage · Conventional Mortgage TD BK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 23, 2022 · Amount on Record |
| Deed Sale | May 23, 2022 · Amount on Record |
| Prior Sale | May 31, 2016 · Amount on Record |
| Deed Document Number | 202217704 |
| Deed Book / Page | 4058 / 93 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | May 23, 2022 |
| Property Address | 320 SUZANNE AVE, CAPE MAY, NJ 08204-3466 |
| Document Number | 0000017704 |
| Book / Page | D4058 / 93 |
| Instrument Date | May 5, 2022 |
| Instrument | 2022017704 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1140 PENNSYLVANIA AVE, CAPE MAY, NJ 08204-2617 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 320 SUZANNE AVE, CAPE MAY, NJ 08204-3466 |
| Document Number | 0062310968 |
| Instrument Date | Aug 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 320 SUZANNE AVE CAPE MAY NJ 082043466, CAPE MAY, NJ 08204-3466 |
| Document Number | 0062310968 |
|---|---|
| Date | Aug 26, 2020 |
| Book Page | 006231/000968 |
| Instrument | 27413 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 25, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 320 SUZANNE AVE, CAPE MAY, NJ 08204-3466 |
| Document Number | 0060890641 |
| Instrument Date | Jul 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 320 SUZANNE AVE CAPE MAY NJ 082043466, CAPE MAY, NJ 08204-3466 |
| Document Number | 0060890641 |
|---|---|
| Date | Aug 6, 2019 |
| Book Page | 006089/000641 |
| Instrument | 102327 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 5, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 320 SUZANNE AVE, CAPE MAY, NJ 08204-3466 |
| Document Number | 0059370487 |
| Book / Page | 005937 / 000487 |
| Instrument Date | Jan 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2018 |
| Title Company | ISGN |
| Name | Verified Name |
|---|---|
| Address | 320 SUZANNE AVE NORTH CAPE MAY NJ 082043466, NORTH CAPE MAY, NJ 08204-3466 |
| Document Number | 0059370487 |
|---|---|
| Date | Jan 17, 2018 |
| Book Page | 005937/000487 |
| Instrument | 42424 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Address | PORTLAND, ME 04101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 16, 2033 |
Source: Cape May County and Lower Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| County Subdivision | Lower Township |
| Secondary School District | Lower Cape May Regional School District (07 - 12) |
| Elementary School District | Lower Township School District (KG - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $171,600 (-) Land $88,000 Building $83,600 | $171,600 (-) Land $88,000 Building $83,600 | |
| 2025 | $171,600 (+2.26%) Land $88,000 Building $83,600 | $171,600 (+2.26%) Land $88,000 Building $83,600 | |
| 2024 | $3,480.00 (+7.04%) | ||
| 2023 | $167,800 Land $88,000 Building $79,800 | $167,800 Land $88,000 Building $79,800 | |
| 2022 | $3,251.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 9 (1998–2017) |
| Claims Outside the SFHA | 1 of 9 |
| Most Recent Claim | Feb 2017 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 81% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWER TWP MUA serves 12,416 people · EPA ID NJ0505002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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