320 Sutton Dr, Ponte Vedra Beach, FL 32081 Property Records

St. Johns County property record for 320 Sutton Dr, Ponte Vedra Beach, FL 32081

Property Summary

Property Type	Single Family Home
Details	built 2026
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$639,000 (Mar 2026)
Tax Bill	$3,474 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072112-1060`

Property Details

APN / Parcel Number

Primary APN	`072112-1060`

Exterior

Year Built	Built 2026
Lot Area	5,227 sqft (0.12 acres)

Location & Zoning

Street Address	320 SUTTON DR
City	PONTE VEDRA
State	FL
Zip	32081-1155
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	121/1-13 CROSSWINDS AT NOCATEE LOT 106 OR5829/185
Legal Subdivision	CROSSWINDS AT NOCATEE
Legal Block	1
Legal Lot Number	106
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2034
Census Tract	20605

Owner

320 Sutton Dr is owned and occupied by two individuals who bought it in March 2026.

Source: St. Johns County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	320 SUTTON DR, PONTE VEDRA, FL 32081-1155
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2026 · Amount on File
Deed Sale	Mar 12, 2026 · Amount on File
Deed Document Number	202621565
Deed Book / Page	6322 / 1996
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 12, 2026
Property Address	320 SUTTON DR, PONTE VEDRA, FL 32081-1155
Document Number	0063221996
Book / Page	6322 / 1996
Map Reference	MB 121 PG 1-13
Instrument Date	Mar 6, 2026
Instrument	2026021565
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 26, 2026
Title Company	TOWN SQUARE TITLE LIMITED, TOWN SQUARE TITLE LTD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,473.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11271 NETWORK DR, JACKSONVILLE, FL 32256-4162

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 SUTTON DR, PONTE VEDRA, FL 32081-1155

Mortgage

Document Number	0000063231
Date	Mar 12, 2026
Instrument	6323/1

Lender

Name	GRACE HOME LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 320 Sutton Dr was $3,474, up 14.4% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$96,800 (-19.33%) Land $96,800	$125,000 (+4.17%) Land $125,000
2025	$3,474.00 (+14.39%)	$120,000 (+5%)	$120,000 (+5%) Land $120,000
2024	$3,037.00	$80,000	$80,000 Land $80,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 320 Sutton Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 926 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	926 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Sutton Dr is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 64% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20