Black Hawk County property record for 320 Sumner St, Waterloo, IA 50703
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 660 sqft · built 1919 |
| Lot Size | 0.141 acres (6,160 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,000 (Nov 2025) |
| Tax Bill | $978 (2025) |
| Deeds & Mortgages | Nov 2025 Transfer Jul 2025 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-24-181-005 |
| Primary APN | 8913-24-181-005 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 660 sqft Living Area |
| 1st Floor Area | 660 sqft |
| Basement Area | 660 sqft |
| Unfinished Basement | 660 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 1919 |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,160 sqft (0.141 acres) |
| Lot Dimensions | 140 ft deep x 44 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 92 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 320 SUMNER ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-3167 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HAMMOND & HOPKINS ADDITION E 44 FT LOT 4 BLK 5 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 24 |
| Legal Subdivision | HAMMOND & HOPKINS ADDITION |
| Legal Block | 5 |
| Legal Lot Number | 4 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 1800 |
Source: Black Hawk County records · APN 8913-24-181-005
Assessment roll updated October 17, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 943 SUNRISE BLVD, WATERLOO, IA 50701-4951 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Nov 06, 2025 | Quit Claim Deed, Transfer TITLE SERVICES CORPORATION |
| Jul 21, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Nov 07, 2023 | Sheriff's Deed, Foreclosure |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 06, 2025 · Amount on Record |
| Deed Sale | Nov 06, 2025 · Amount on Record |
| Prior Sale | Nov 07, 2024 · Amount on Record |
| Deed Document Number | 202516371 |
| Prior Transfer Date | Oct 23, 2025 |
| Prior Transfer Doc | 0202516371 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Nov 06, 2025 |
| Property Address | 320 SUMNER ST, WATERLOO, IA 50703-3167 |
| Document Number | 0202516371 |
| Instrument Date | Oct 23, 2025 |
| Instrument | 2025-16371 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2025 |
| Title Company | TITLE SERVICES CORPORATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 943 SUNRISE BLVD, WATERLOO, IA 50701-4951 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jul 21, 2025 |
| Property Address | 320 SUMNER ST, WATERLOO, IA 50703-3167 |
| Document Number | 0202510387 |
| Instrument Date | Jul 21, 2025 |
| Instrument | 2025-10387 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 506, LE MARS, IA 51031-0506 |
| Investor | Possibly a Property Investor |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Nov 07, 2023 |
| Property Address | 320 SUMNER ST, WATERLOO, IA 50703-3167 |
| Document Number | 202400006108 |
| Instrument Date | Oct 25, 2023 |
| Instrument | 202400006108 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 17, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4801 FREDERICA ST, OWENSBORO, KY 42301-7441 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $978.00 | $52,700 (+16.88%) Land $5,500 Building $47,200 | $52,700 (+16.88%) Land $5,500 Building $47,200 |
| 2024 | $978.00 (+31.81%) | ||
| 2023 | $45,090 (+33.28%) Land $5,500 Building $39,590 | $45,090 (+33.28%) Land $5,500 Building $39,590 | |
| 2022 | $742.00 | $33,830 Land $5,500 Building $28,330 | |
| 2021 | $33,830 Land $5,500 Building $28,330 |
Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 99.8% of the US · lower than 98.1% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AMG Technology Investment Group, LTD Broadband, T-Mobile USA.
Based on FCC filings for 279 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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