320 Summit St, Lockport, NY 14094 Property Records

Niagara County and Lockport City property record for 320 Summit St, Lockport, NY 14094

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 3,120 sqft · built 1940
Lot Size0.62 acres (27,007 sqft)
Owner2 Individual Names on Record
Last Sale$62,500 (Jul 2018)
Tax Bill$5,653 (2025)
Deeds & MortgagesJun 2019 Line of Credit
Jul 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN7-7008.000

Property Details

APN / Parcel Number

Primary APN7-7008.000
Alternative APNs
  • 09001220080002010000
  • 290900 122.08-2-10

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area3,120 sqft Living Area
Gross Area3,310 sqft
1st Floor Area1,776 sqft
2nd Floor Area1,344 sqft
Basement Area1,377 sqft
Unfinished Basement1,377 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area27,007 sqft (0.62 acres)
Lot Dimensions214 ft deep x 126 ft wide
PorchSlab
Porch Area414 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number7-7008.000
Street Address320 SUMMIT ST
CityLOCKPORT
StateNY
Zip14094-4826
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionIRREG LOT
Legal SubdivisionHOLLAND LAND COMPANY SURVEY
Legal Block2
Legal Lot Number10.000
JurisdictionNIAGARA NY
Township / Civil DivisionLOCKPORT
Census Block Group2
Census Block2006
Census Tract23901

Owner

Source: Niagara County and Lockport City records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address320 SUMMIT ST, LOCKPORT, NY 14094-4826
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2019Deed of Trust, Mortgage · Line of Credit
CITIZENS BK NA
Jul 3, 2018Grant Deed, Transfer · Conventional Mortgage
TIMOTHY E JR MULLETT

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 3, 2018 · Amount on Record
Deed SaleJul 3, 2018 · Amount on Record
Prior SaleJun 6, 2014 · Amount on Record
Deed Document Number201811300
Prior Transfer DateMay 28, 2003
Prior Transfer Doc3238000141
Record UpdatedJun 8, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNIAGARA NY
Property Address320 SUMMIT ST, LOCKPORT, NY 14094-4826
Document Number0000011512
Instrument DateJun 25, 2019
Transaction TypeMortgage
Record UpdatedJul 30, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 SUMMIT ST LOCKPORT NY 140944826, LOCKPORT, NY 14094-4826

Mortgage

Document Number0000011512
DateJul 22, 2019
Instrument11512
Lender
NameCITIZENS BK NA
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJul 21, 2044
Interest
Rate TypeAdjustable Rate

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionNIAGARA NY
Recording DateJul 3, 2018
Property Address320 SUMMIT ST, LOCKPORT, NY 14094-4826
Document Number0000011300
Instrument DateJun 28, 2018
Instrument11300
Transaction TypeTransfer
Record UpdatedJul 17, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$250.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5605 UPPER MOUNTAIN RD LOCKPORT NY 140941813, LOCKPORT, NY 14094-1813

Mortgage

Document Number11301
DateJul 3, 2018
Instrument11301
Lender
NameTIMOTHY E JR MULLETT
Address7203 WOODHAVEN DR, LOCKPORT, NY 14094-6210
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term24 Months
DueJul 2, 2020

Tax Assessment & Valuation

Source: Niagara County and Lockport City assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNiagara County
MunicipalityLockport City
Unified School DistrictLockport City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,653.00$218,000 (+6.86%) Land $22,900 Building $195,100$218,000 (+6.86%) Land $22,900 Building $195,100
2023$204,000 Land $22,900 Building $181,100$204,000 Land $22,900 Building $181,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2025

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 93% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOCKPORT CITY WTP
serves 21,165 people · EPA ID NY3100564
Water SourceSurface water
Last State InspectionMay 2024
Lead10 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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