320 Summit Ridge Dr, Kalispell, MT 59901 Property Records

Flathead County property record for 320 Summit Ridge Dr, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,316 sqft · built 1983
Lot Size	0.297 acres (12,937 sqft)
Owner	2 Individual Names on Record
Last Sale	$357,500 (Nov 2020)
Tax Bill	$3,525 (2026)
Deeds & Mortgages	Feb 2021 Re-recorded Document Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0788901`

Property Details

APN / Parcel Number

Primary APN	`R0788901`
Alternative APNs	`07-3965-01-1-09-06-0000` `0000968436`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,316 sqft Living Area
1st Floor Area	1,316 sqft
Basement Area	1,316 sqft
Finished Basement	1,316 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1995
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,937 sqft (0.297 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	392 sqft
Deck Area	140 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000968436
Street Address	320 SUMMIT RIDGE DR
City	KALISPELL
State	MT
Zip	59901-2583
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	SUMMIT RIDGE 1, S01, T28 N, R22 W, BLOCK 2, LOT 16
Legal Range	22W
Legal Township	28N
Legal Section	01
Legal Subdivision	SUMMIT RIDGE 1
Legal Block	2
Legal Lot Number	16
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	1
Census Block	1012
Census Tract	902

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	320 SUMMIT RIDGE DR, KALISPELL, MT 59901-2583
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2021	Re-recorded Document
Nov 2, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage LENDUS LLC
Nov 17, 2017	Warranty Deed, Transfer · Conventional Mortgage ROCKY MOUNTAIN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2020 · Amount on Record
Deed Sale	Nov 2, 2020 · Amount on Record
Prior Sale	Nov 17, 2017 · Amount on Record
Deed Document Number	202036843
Prior Transfer Date	Oct 26, 2020
Prior Transfer Doc	0000004333
Record Updated	Oct 29, 2026

February 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	FLATHEAD MT
Recording Date	Feb 4, 2021
Property Address	320 SUMMIT RIDGE DR, KALISPELL, MT 59901-2583
Document Number	202100004333
Instrument Date	Oct 26, 2020
Instrument	202100004333
Record Updated	Aug 22, 2022

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	320 SUMMIT RIDGE DR, KALISPELL, MT 59901-2583

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Nov 2, 2020
Property Address	320 SUMMIT RIDGE DR, KALISPELL, MT 59901-2583
Document Number	202000036843
Instrument Date	Oct 26, 2020
Instrument	202000036843
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	320 SUMMIT RIDGE DR, KALISPELL, MT 59901-2583

Mortgage

Document Number	202000036844
Date	Nov 2, 2020
Instrument	202000036844

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Nov 17, 2017
Property Address	320 SUMMIT RIDGE DR, KALISPELL, MT 59901-2583
Document Number	201700028565
Instrument Date	Nov 15, 2017
Instrument	201700028565
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	INSURED TITLE, INSURED TITLE S

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 SUMMIT RIDGE DR, KALISPELL, MT 59901-2583

Mortgage

Document Number	201700028566
Date	Nov 17, 2017
Instrument	201700028566

Lender

Name	ROCKY MOUNTAIN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Interest

Index	12-Month MTA

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Kalispell City
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,525.00 (-28.97%)	$627,400 (+26.52%)
2025			$627,400 (+26.52%) Land $121,054 Building $506,346
2023	$4,963.00	$495,900	$495,900 Land $71,361 Building $424,539

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALISPELL PUBLIC WORKS serves 25,000 people · EPA ID MT0000259
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
Bullitt Communications Fixed Wireless	100 / 50
MontanaSky Networks Fixed Wireless	100 / 20

May also be available: Verizon, Vero Fiber.

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