320 Stuart Rd SE, Copper Hill, VA 24079 Property Records

Floyd County property record for 320 Stuart Rd SE, Copper Hill, VA 24079 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1972
Square Footage	816 sqft Living Area
Lot Size	32,670 sqft (0.75 acres)
Occupancy	Owner Occupied
Last Sale	$161,000 (2026)
Tax Bill	$649.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`32-37`
Alternative APN	`R009221`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	816 sqft Living Area
Basement Area	816 sqft Basement
Unfinished Basement	816 sqft Unfinished

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Conventional Style
Lot Area	32,670 sqft (0.75 acres)

Location & Zoning

Account Number	R009221
Street Address	320 STUART RD SE
City	COPPER HILL
State	VA
Zip	24079-2653
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	THRESHER MT INST #980000443
Jurisdiction	FLOYD VA
Minor Civil Division	LOCUST GROVE
Census Blockgroup	1
Census Block	1042
Census Tract	920102

Owner

Source: Floyd County records · APN 32-37

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	320 STUART RD SE, COPPER HILL, VA 24079-2653
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 07, 2017	Deed of Trust, Mortgage · Line of Credit THE FIRST BANK AND TRUST COMPANY
Feb 11, 2026	Deed, Transfer · Federal Housing Administration (FHA) Mortgage AMERICAN PACIFIC MORTGAGE CORP
Mar 30, 2022	Warranty Deed, Transfer · Stand Alone First Mortgage PARTY III

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 11, 2026 · Amount on Record
Deed Sale	Feb 11, 2026 · Amount on Record
Prior Sale	Mar 30, 2022 · Amount on Record
Deed Doc Number	2026218
Prior Transfer Date	Mar 29, 2022
Prior Transfer Doc	0000000649
Record Refreshed	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD VA
Property Address	320 STUART RD SE, COPPER HILL, VA 24079-2653
Transaction Type	Mortgage
Record Updated	Mar 06, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170001167
Date	Jul 07, 2017
Instrument	170001167

Lender

Name	THE FIRST BANK AND TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FLOYD VA
Recording Date	Feb 11, 2026
Property Address	320 STUART RD SE, COPPER HILL, VA 24079-2653
Document Number	0260000218
Map Reference	DOC 980000443
Instrument Date	Jan 14, 2026
Instrument	260000218
Transaction Type	Transfer
Record Updated	Mar 06, 2026
Title Company	PERFORMANCE TITLE AND SETTLEMENT, PERFORMANCE TTL & STLMT INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$161.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	320 STUART RD SE, COPPER HILL, VA 24079-2653

Mortgage

Document Number	0260000219
Date	Feb 11, 2026
Instrument	260000219

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2056

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLOYD VA
Recording Date	Mar 30, 2022
Property Address	320 STUART RD SE, COPPER HILL, VA 24079-2653
Document Number	0220000649
Instrument Date	Mar 29, 2022
Instrument	220000649
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 EANES RD NE, CHECK, VA 24072-3247

Mortgage

Document Number	0220000650
Date	Mar 30, 2022
Instrument	220000650

Lender

Name	PARTY III
Type	Private Party

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

Interest

Rate Type	Fixed Rate
Rate	3.88%

Tax Assessment & Valuation

Source: Floyd County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Floyd County
Unified School District	Floyd County Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$649.00 (+4.68%)	$141,100 (-) Land $25,000 Building $116,100
2025	$620.00	$141,100 Land $25,000 Building $116,100	$141,100 Land $25,000 Building $116,100

Flood & Wildfire

320 Stuart Rd SE is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Floyd County (51063C), updated April 16, 2008

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 65th percentile of exposed land nationally · 93rd in Virginia
Wildfire Likelihood	Moderate — about 1 in 474 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Stuart Rd SE

Nearby Streets

All Copper Hill, VA Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures