320 Stuart Mountain Rd, Mineral Bluff, GA 30559 Property Records

Fannin County property record for 320 Stuart Mountain Rd, Mineral Bluff, GA 30559

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,232 sqft · built 2016
Lot Size	1.53 acres (66,647 sqft)
Owner	Individual Name on Record
Last Sale	$429,900 (Nov 2022)
Tax Bill	$1,101 (2025)
Deeds & Mortgages	Mar 2016 Mortgage Nov 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0048 05231`

Property Details

APN / Parcel Number

Primary APN	`0048 05231`
Alternative APN	`24985`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,232 sqft Heated Area
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft
Unfinished Basement	1,232 sqft
Flooring	Hardwood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	66,647 sqft (1.53 acres)
Porch	Slab
Porch Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	24985
Street Address	320 STUART MOUNTAIN RD
City	MINERAL BLUFF
State	GA
Zip	30559-2235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02
Legal Description	8-2 LL12 LT32 DB1534-598* 1.53 AC
Legal Subdivision	STUART MTN HIDAWAY
Legal Lot Number	32
Jurisdiction	FANNIN GA
Township / Civil Division	MCCAYSVILLE
Census Block Group	1
Census Block	1011
Census Tract	50200

Owner

Source: Fannin County records, as of January 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	320 STUART MOUNTAIN RD, MINERAL BLUFF, GA 30559-2235
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2016	Deed of Trust, Mortgage · Commercial Mortgage PEOPLES BANK
Nov 30, 2022	Warranty Deed, Transfer
Mar 18, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2022 · Amount on Record
Deed Sale	Nov 30, 2022 · Amount on Record
Prior Sale	Mar 18, 2021 · Amount on Record
Deed Document Number	20223806
Deed Book / Page	1534 / 598
Prior Transfer Date	Apr 21, 2008
Prior Transfer Doc	000841/529
Record Updated	Sep 20, 2026

March 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	320 STUART MOUNTAIN RD, MINERAL BLUFF, GA 30559-2235
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001158/528
Date	Mar 14, 2016
Book Page	1158/528
Instrument	2027970012

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 1, 2017

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Nov 30, 2022
Property Address	320 STUART MOUNTAIN RD, MINERAL BLUFF, GA 30559-2235
Document Number	001534/598
Book / Page	1534 / 598
Instrument Date	Nov 30, 2022
Instrument	2022-003806
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2825 S MAIN ST NW APT 233, 233, KENNESAW, GA 30144-2747

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Mar 18, 2021
Property Address	320 STUART MOUNTAIN RD, MINERAL BLUFF, GA 30559-2235
Document Number	001413/562
Book / Page	1413 / 562
Instrument Date	Mar 18, 2021
Instrument	2021-000934
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 BLACK HORSE CIR, CANTON, GA 30114-5181

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Fannin County
Unified School District	Fannin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,101.00 (-48.58%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$144,393 (-4.53%) Land $8,800 Building $135,593	$360,982 (-4.53%) Land $22,000 Building $338,982
2023		$151,248 (-0.97%) Land $8,800 Building $142,448	$378,120 (-0.97%) Land $22,000 Building $356,120
2022	$2,141.00	$152,726 Land $8,800 Building $143,926	$381,816 Land $22,000 Building $359,816

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Nearby Flood Policies	37 in force
Nearby Flood Claims	10 (1990–2026)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Aug 2026 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Dec 2015 · 3 claims Severe Storms, Tornaodes & Flooding, Feb 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 86% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Cable	1,000 / 50

Cell Coverage

4G LTE only, no 5G reported

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