320 Stove Rd, Bedford, IN 47421 Property Records

Lawrence County property record for 320 Stove Rd, Bedford, IN 47421

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,296 sqft · built 1995
Lot Size	8.26 acres (359,980 sqft)
Owner	Individual Name on File
Tax Bill	$1,227 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Dec 2025 Mortgage + 4 more
Flood Zone	Zone A (high risk)
APN	`0800125506P11E`

Property Details

APN / Parcel Number

Primary APN	`0800125506P11E`
Alternative APNs	`47-07-11-300-053.000-009` `01742670224`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	1,296 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	359,980 sqft (8.26 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Deck Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	01742670224
Street Address	320 STOVE RD
City	BEDFORD
State	IN
Zip	47421-6585
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SEC 11 TWP 5 R1E 8.264A
Legal Range	1E
Legal Township	5
Legal Section	11
Jurisdiction	LAWRENCE IN
Township / Civil Division	SHAWSWICK
Census Block Group	1
Census Block	1049
Census Tract	950400

Owner

320 Stove Rd, a rural home, is owned and occupied by an individual who acquired it in November 2019.

Source: Lawrence County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	320 STOVE RD, BEDFORD, IN 47421-6585
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage HOOSIER HILLS CREDIT UNION
Dec 9, 2025	Warranty Deed, Transfer · Conventional Mortgage BEDFORD FSB
Dec 9, 2025	Warranty Deed, Transfer · Conventional Mortgage BEDFORD FSB
Sep 19, 2025	Affidavit of Death of Joint Tenant, Transfer
Nov 8, 2019	Deed, Transfer
Sep 4, 2018	Warranty Deed, Transfer FIRST INTERNET BANK OF INDIANA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2019
Deed Sale	Nov 8, 2019
Prior Sale	Sep 4, 2018 · Amount on File
Deed Document Number	20192018006533
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE IN
Property Address	320 STOVE RD, BEDFORD, IN 47421-6585
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025006383
Date	Oct 27, 2025
Instrument	2025006383

Lender

Name	HOOSIER HILLS CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount on Record
Term	180 Months
Due	Oct 20, 2040

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE IN
Recording Date	Dec 9, 2025
Property Address	320 STOVE RD, BEDFORD, IN 47421-6585
Document Number	2025007367
Instrument Date	Dec 2, 2025
Instrument	2025007367
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	CLASSIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 STOVE RD, BEDFORD, IN 47421-6585
Investor	Possibly a Property Investor

Mortgage

Document Number	2025007368
Date	Dec 9, 2025
Instrument	2025007368

Lender

Name	BEDFORD FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	0.06%
Index	5-Year CMT

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE IN
Recording Date	Dec 9, 2025
Property Address	320 STOVE RD, BEDFORD, IN 47421-6585
Document Number	2025007367
Instrument Date	Dec 2, 2025
Instrument	2025007367
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	CLASSIC TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 STOVE RD, BEDFORD, IN 47421-6585
Investor	Possibly a Property Investor

Mortgage

Document Number	2025007368
Date	Dec 9, 2025
Instrument	2025007368

Lender

Name	BEDFORD FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	0.06%
Index	5-Year CMT

September 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LAWRENCE IN
Recording Date	Sep 19, 2025
Property Address	320 STOVE RD, BEDFORD, IN 47421-6585
Document Number	2025005533
Instrument Date	Sep 5, 2025
Instrument	2025005533
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 STOVE RD, BEDFORD, IN 47421-6585

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	LAWRENCE IN
Recording Date	Nov 8, 2019
Property Address	320 STOVE RD, BEDFORD, IN 47421-6585
Document Number	2018006533
Instrument Date	Aug 28, 2019
Instrument	2018006533
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE IN
Recording Date	Sep 4, 2018
Property Address	320 STOVE RD, BEDFORD, IN 47421-6585
Document Number	2018004971
Instrument Date	Aug 28, 2018
Instrument	2018004971
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 STOVE RD, BEDFORD, IN 47421-6585

Mortgage

Document Number	2018004972
Date	Sep 4, 2018
Instrument	2018004972

Lender

Name	FIRST INTERNET BANK OF INDIANA
Type	Bank

Agreement

Amount	Amount on Record
Term	352 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 320 Stove Rd was $1,227 with a homeowner's exemption, up 1.1% from the year before.

Source: Lawrence County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Lawrence County
County Subdivision	Shawswick Township
Unified School District	North Lawrence Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,227.00 (+1.07%) Homeowner's exemption	$175,900 (+4.89%) Land $40,000 Building $135,900	$175,900 (+4.89%) Land $40,000 Building $135,900
2024	$1,214.00 (+5.75%) Homeowner's exemption	$167,700 (+8.61%) Land $38,900 Building $128,800	$167,700 (+8.61%) Land $38,900 Building $128,800
2023	$1,148.00 (+1.5%)	$154,400 (+3.14%) Land $37,100 Building $117,300	$154,400 (+3.14%) Land $37,100 Building $117,300
2022	$1,131.00	$149,700 Land $35,400 Building $114,300	$149,700 Land $35,400 Building $114,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 Stove Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	May 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Stove Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST LAWRENCE WATER AUTHORITY serves 8,000 people · EPA ID IN5247002
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Jackson County REMC Fiber	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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