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320 Stonegate Dr, Smithville, TN 37166 Property Records

DeKalb County property record for 320 Stonegate Dr, Smithville, TN 37166

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,208 sqft · built 2019
Lot Size0.581 acres (25,311 sqft)
Owner2 Individual Names on Record
Last Sale$256,000 (Apr 2020)
Tax Bill$1,861 (2025)
Deeds & MortgagesJan 2022 Mortgage
Nov 2019 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN021055L A 05000

Property Details

APN / Parcel Number

Primary APN021055L A 05000
Alternative APN
  • 055L A 05000

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area2,208 sqft Living Area
1st Floor Area1,676 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area25,311 sqft
Lot Dimensions207 ft deep x 122 ft wide
TerrainRolling
Garage TypeFinished
Garage Area677 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area216 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address320 STONEGATE DR
CitySMITHVILLE
StateTN
Zip37166-6901
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 9; SUBDIVISION: STONEGATE SUB
Legal SubdivisionSTONEGATE SUB
Legal Lot Number49
JurisdictionDE KALB TN
Township / Civil Division3
Census Block Group2
Census Block2020
Census Tract920201

Owner

Source: DeKalb County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address320 STONEGATE DR, SMITHVILLE, TN 37166-6901
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 25, 2022Deed of Trust, Mortgage · Commercial Mortgage
WILSON BANK & TRUST
Nov 14, 2019Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
WILSON & TR BK
Apr 26, 2019Quit Claim Deed, Transfer
FIRST NAT'L BK/MIDDLE TN
Jan 31, 2018Warranty Deed, Transfer
F&M BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 6, 2020 · Amount on Record
Deed SaleApr 6, 2020 · Amount on Record
Prior SaleNov 14, 2019 · Amount on Record
Deed Document Number191545
Deed Book / Page463 / 827
Record UpdatedJun 8, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB TN
Property Address320 STONEGATE DR, SMITHVILLE, TN 37166-6901
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 STONEGATE DR, SMITHVILLE, TN 37166-6901
InvestorPossibly a Property Investor

Mortgage

Document Number0005160000000171
DateJan 25, 2022
Book Page0000000516/0000000171
Instrument201733
Lender
NameWILSON BANK & TRUST
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueJan 1, 2032

November 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionDE KALB TN
Recording DateNov 14, 2019
Property Address320 STONEGATE DR, SMITHVILLE, TN 37166-6901
Document Number0000189579
Book / Page000455 / 000387
Instrument DateNov 12, 2019
Instrument189579
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 27, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$888.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 STONEGATE DR SMITHVILLE TN 37166, SMITHVILLE, TN 37166

Mortgage

Document Number189580
DateNov 14, 2019
Book Page000455/000390
Instrument189580
Lender
NameWILSON & TR BK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 13, 2049

April 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDE KALB TN
Recording DateApr 26, 2019
Property Address320 STONEGATE DR, SMITHVILLE, TN 37166-6901
Document Number0000186852
Book / Page000443 / 000430
Instrument DateApr 25, 2019
Instrument186852
Transaction TypeTransfer
Record UpdatedMay 28, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1980 OLD FORT PKWY MURFREESBORO TN 371296928, MURFREESBORO, TN 37129-6928

Mortgage

Document Number186853
DateApr 26, 2019
Book Page000443/000432
Instrument186853
Lender
NameFIRST NAT'L BK/MIDDLE TN
Agreement
AmountAmount Recorded

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE KALB TN
Recording DateJan 31, 2018
Property Address320 STONEGATE DR, SMITHVILLE, TN 37166-6901
Document Number0000181809
Book / Page000422 / 000780
Instrument DateJan 30, 2018
Instrument181809
Transaction TypeTransfer
Record UpdatedMay 3, 2018

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,440.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1980 OLD FORT PKWY MURFREESBORO TN 371296928, MURFREESBORO, TN 37129-6928
InvestorPossibly a Property Investor

Mortgage

Document Number181810
DateJan 31, 2018
Book Page000422/000486
Instrument181810
Lender
NameF&M BK
TypeBank
Agreement
AmountAmount Recorded
Term24 Months
DueJan 30, 2020

Mortgage

Document Number182239,
DateJan 31, 2018
Book Page000424/000517
Instrument182239
Lender
NameF&M BK
TypeBank
Agreement
AmountAmount Recorded
Term12 Months
DueJan 30, 2019

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyDeKalb County
Unified School DistrictDeKalb County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,861.00 (+45.05%)$74,125 (-) Land $6,250 Building $67,875
2023$74,125 (-) Land $6,250 Building $67,875
2022$1,283.00$74,125 Land $6,250 Building $67,875$296,500 (-) Land $25,000 Building $271,500
2021$296,500 Land $25,000 Building $271,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSMITHVILLE WATER SYSTEM
serves 7,049 people · EPA ID TN0000637
Water SourceSurface water
Last State InspectionJun 2025
Also Mapped HereDEKALB UTILITY DISTRICT #4, DEKALB UTILITY DISTRICT #1
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
DeKalb Telephone Cooperative
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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