1. Home
  2. North Carolina
  3. Mecklenburg County
  4. Charlotte
  5. Stone Post Rd

320 Stone Post Rd, Charlotte, NC 28217 Property Records

Mecklenburg County property record for 320 Stone Post Rd, Charlotte, NC 28217

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,198 sqft · built 1970
Lot Size0.24 acres (10,454 sqft)
OwnerIndividual Name on File
Last Sale$285,000 (Aug 2024)
Tax Bill$1,985 (2024)
Deeds & MortgagesAug 2024 Mortgage
Apr 2026 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN167-203-05

Property Details

APN / Parcel Number

Primary APN167-203-05

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,198 sqft Living Area
1st Floor Area1,198 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1995
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialOther
Lot Area10,454 sqft (0.24 acres)
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address320 STONE POST RD
CityCHARLOTTE
StateNC
Zip28217-5052
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionL23 B3 M14-471
Legal SubdivisionCOLONY ACRES
Legal Block3
Legal Lot Number23
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2013
Census Tract3807

Owner

Source: Mecklenburg County assessment roll, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address320 STONE POST RD, CHARLOTTE, NC 28217-5052
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2024Deed of Trust, Mortgage
NMARLIN A ORTIZ ETAL
Apr 28, 2026Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Apr 26, 2024Warranty Deed, Transfer
NMARLIN A ORTIZ ETAL
Nov 19, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 28, 2024 · Amount on Record
Deed SaleAug 28, 2024 · Amount on Record
Prior SaleFeb 9, 2016 · Amount on Record
Deed Document Number202481511
Deed Book / Page39036 / 617
Record UpdatedSep 20, 2026

August 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address320 STONE POST RD, CHARLOTTE, NC 28217-5052
Transaction TypeMortgage
Record UpdatedJun 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 STONE RD, CHARLOTTE, NC 28217

Mortgage

Document Number0000081512
DateAug 28, 2024
Book Page39036/619
Instrument2024081512
Lender
NameNMARLIN A ORTIZ ETAL
TypePrivate Party
Address254 SCOTTRIDGE DR, CHARLOTTE, NC 28217
Agreement
AmountAmount Recorded
Term86 Months
DueOct 27, 2031

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Recording DateApr 28, 2026
Property Address320 STONE POST RD, CHARLOTTE, NC 28217-5052
Document Number0000043197
Book / Page40376 / 82
Instrument DateApr 22, 2026
Instrument202643197
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 STONE POST RD, CHARLOTTE, NC 28217-5052
InvestorPossibly a Property Investor

Mortgage

Document Number0000043197,
DateApr 28, 2026
Book Page40376/82
Instrument202643197
Lender
NameFIGURE LENDING LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueMay 18, 2041
Interest
Rate5.75%
Max Rate-1%

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateApr 26, 2024
Property Address320 STONE POST RD, CHARLOTTE, NC 28217-5052
Document Number0000081511
Book / Page39036 / 617
Map ReferenceMB 14 PG 471
Instrument2024081511
Transaction TypeTransfer
Record UpdatedJun 10, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5.70
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address254 SCOTTRIDGE DR, CHARLOTTE, NC 28217-4046

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 STONE POST RD, CHARLOTTE, NC 28217-5052

Mortgage

Document Number0000081512
DateApr 26, 2024
Instrument2024081512
Lender
NameNMARLIN A ORTIZ ETAL
TypePrivate Party
Agreement
AmountAmount Recorded
Term90 Months
DueOct 27, 2031

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateNov 19, 2021
Property Address320 STONE POST RD, CHARLOTTE, NC 28217-5052
Document Number0000220812
Book / Page36783 / 357
Map ReferenceMB 14 PG 471
Instrument DateNov 18, 2021
Instrument2021220812
Transaction TypeTransfer
Record UpdatedMay 22, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Notice of Trustee Sale
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address3816 MOORELAND FARMS RD, CHARLOTTE, NC 28226-5402

Transferred To (Grantee/Buyer)

NameVerified Name
Address254 SCOTTRIDGE DR, CHARLOTTE, NC 28217-4046

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$251,800 Land $55,000 Building $196,800$251,800 Land $55,000 Building $196,800
2024$1,985.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Nearby Properties on Stone Post Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures