320 Still River Rd, Harvard, MA 01451 Property Records

Worcester County and Harvard Town property record for 320 Still River Rd, Harvard, MA 01451

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,021 sqft · built 1850
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on File
Last Sale	$690,000 (Dec 2005)
Tax Bill	$15,919 (2025)
Deeds & Mortgages	Jul 2022 Refinance Jan 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HARV M:25 B:4`

Property Details

APN / Parcel Number

Primary APN	`HARV M:25 B:4`
Alternative APNs	`M:025.0 P:0004-0000.0` `1250250000400000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	3 Stories
Building Area	3,021 sqft Living Area
Gross Area	4,518 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Historical
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	65,340 sqft (1.5 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1250250000400000
Street Address	320 STILL RIVER RD
City	HARVARD
State	MA
Zip	01451-1351
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	4
Jurisdiction	HARVARD MA
Township / Civil Division	HARVARD
Census Block Group	4
Census Block	4015
Census Tract	761401

Owner

320 Still River Rd is owned by two individuals who bought it in December 2005.

Source: Worcester County and Harvard Town records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 147, STILL RIVER, MA 01467-0147
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FIGURE LENDING LCC
Jan 31, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Jun 5, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2005 · Amount on File
Deed Sale	Dec 6, 2005 · Amount on File
Prior Sale	Nov 6, 1996 · Amount on File
Deed Document Number	2005208458
Deed Book / Page	37961 / 21
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	320 STILL RIVER RD, HARVARD, MA 01451-1351
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	067909-378
Date	Jul 15, 2022
Book Page	67909/378
Instrument	77230

Lender

Name	FIGURE LENDING LCC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2037

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	320 STILL RIVER RD, HARVARD, MA 01451-1351
Transaction Type	Mortgage
Record Updated	Feb 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067034-35
Date	Jan 31, 2022
Book Page	67034/35
Instrument	11878

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	320 STILL RIVER RD, HARVARD, MA 01451-1351
Document Number	62632-354
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Jul 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 STILL RIVER RD HARVARD MA 014511351, HARVARD, MA 01451-1351

Mortgage

Document Number	62632-354
Date	Jun 22, 2020
Book Page	062632/000354
Instrument	65082

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 21, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 320 Still River Rd was $15,919, up 6.9% from the year before.

Source: Worcester County and Harvard Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Harvard Town
Unified School District	Harvard School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,919.00 (+6.91%)	$1,017,200 (+1.79%) Land $269,000 Building $748,200
2024	$14,890.00 (+5.36%)	$999,300 (+17.44%) Land $269,000 Building $730,300	$1,144,940
2023	$14,133.00	$850,900 Land $249,100 Building $601,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 Still River Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Still River Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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