Warren County property record for 320 State St, Bowling Green, KY 42101
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,345 sqft · built 1905 |
| Lot Size | 0.212 acres (9,235 sqft) |
| Owner | Individual Name on File |
| Last Sale | $47,000 (Dec 2022) |
| Tax Bill | $220 (2025) |
| Deeds & Mortgages | Mar 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 039A-04-039 |
| Primary APN | 039A-04-039 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,345 sqft Living Area |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,235 sqft (0.212 acres) |
| Lot Dimensions | 185 ft deep x 50 ft wide |
| Driveway | Gravel Driveway |
| Porch | Slab |
| Porch Area | 96 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Gas |
| Street Address | 320 STATE ST |
|---|---|
| City | BOWLING GREEN |
| State | KY |
| Zip | 42101-1239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | UNDERWOOD SUBDIVISION |
| Jurisdiction | WARREN KY |
| Township / Civil Division | BOWLING GREEN |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 10200 |
320 State St is owned and occupied by an individual who bought it in December 2022.
Source: Warren County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 320 STATE ST, BOWLING GREEN, KY 42101-1239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 7, 2022 · Amount on File |
| Deed Sale | Dec 7, 2022 · Amount on File |
| Deed Document Number | 20221977746 |
| Deed Book / Page | 1271 / 481 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN KY |
| Property Address | 320 STATE ST, BOWLING GREEN, KY 42101-1239 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2024 |
| Title Company | BRIDGETRUST TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | 0M3113/928 |
|---|---|
| Date | Mar 16, 2021 |
| Book Page | M3113/928 |
| Instrument | 1180507 |
| Name | SOUTHEAST FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | FRANKLIN, TN 37068 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 320 State St was $220.
Source: Warren County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Bowling Green City |
| County | Warren County |
| Unified School District | Bowling Green Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $220.00 | $68,800 | $68,800 |
| 2023 | $194.00 | $58,000 | $58,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 320 State St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective March 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2002) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2002 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 State St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOWLING GREEN MUNICIPAL UTILITIES serves 53,601 people · EPA ID KY1140038 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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