Ravalli County property record for 320 Stagecoach Trl, Florence, MT 59833
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,523 sqft · built 2003 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $562,590 (Aug 2023) |
| Tax Bill | $3,030 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage Nov 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R1355715 |
| Primary APN | R1355715 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,523 sqft Living Area |
| 1st Floor Area | 1,376 sqft |
| Attic | Attic |
| Attic Area | 1,147 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,996 sqft (1.01 acres) |
| Garage Area | 930 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 440 sqft |
| Deck Area | 70 sqft |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0001450419 |
|---|---|
| Street Address | 320 STAGECOACH TRL |
| City | FLORENCE |
| State | MT |
| Zip | 59833-6981 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BITTERROOT VALLEY ESTATES, S14, T10 N, R20 W, ACRES 1.01, LOT 2 BLK 3 |
| Legal Range | 20W |
| Legal Township | 10N |
| Legal Section | 14 |
| Legal Subdivision | BITTERROOT VALLEY ESTATES |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | RAVALLI MT |
| Township / Civil Division | STEVENSVILLE |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 100 |
320 Stagecoach Trl is owned and occupied by two individuals who bought it in August 2023.
Source: Ravalli County records, as of September 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 320 STAGECOACH TRL, FLORENCE, MT 59833-6981 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 7, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 13, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 11, 2023 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2023 · Amount on File |
| Deed Sale | Aug 11, 2023 · Amount on File |
| Prior Sale | Aug 20, 2018 · Amount on File |
| Deed Document Number | 2023789295 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAVALLI MT |
| Recording Date | Aug 7, 2026 |
| Property Address | 320 STAGECOACH TRL, FLORENCE, MT 59833-6981 |
| Document Number | 0000817784 |
| Instrument Date | Aug 3, 2026 |
| Instrument | 2026817784 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2026 |
| Title Company | ROCKET TITLE, ROCKET CLOSE |
| Name | Verified Name |
|---|---|
| Address | 320 STAGECOACH TRL, FLORENCE, MT 59833-6981 |
| Document Number | 0000817784, |
|---|---|
| Date | Aug 7, 2026 |
| Instrument | 2026817784 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.43% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAVALLI MT |
| Property Address | 320 STAGECOACH TRL, FLORENCE, MT 59833-6981 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2025 |
| Name | Verified Name |
|---|---|
| Address | 320 STAGECOACH TRL, FLORENCE, MT 59833-6981 |
| Document Number | 0000810115 |
|---|---|
| Date | Nov 13, 2025 |
| Instrument | 810115 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAVALLI MT |
| Recording Date | Aug 11, 2023 |
| Property Address | 320 STAGECOACH TRL, FLORENCE, MT 59833-6981 |
| Document Number | 0000789295 |
| Instrument Date | Aug 9, 2023 |
| Instrument | 789295 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 320 STAGECOACH TRL, FLORENCE, MT 59833-6981 |
| Document Number | 0000789296 |
|---|---|
| Date | Aug 11, 2023 |
| Instrument | 789296 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
The 2026 property tax bill for 320 Stagecoach Trl was $3,030, up 2.1% from the year before.
Source: Ravalli County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Ravalli County |
| Unified School District | Florence-Carlton K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,030.00 (+2.09%) | $703,900 (-) | |
| 2025 | $2,968.00 | $703,900 | $703,900 Land $178,379 Building $525,521 |
| 2023 | $4,014.00 | $527,300 | $527,300 Land $146,922 Building $380,378 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 320 Stagecoach Trl in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 6 (1997–2011) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Jun 2011 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 Stagecoach Trl is high, ranking above 75% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 59% of Montana |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BITTERROOT PINES TR CT FLORENCE private · serves 45 people · EPA ID MT0002128 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| CIS Fixed Wireless | 1,000 / 1,000 |
| Rocky Mountain Internet Fixed Wireless | 350 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures