320 St Georges Cir, Eagle Lake, FL 33839 Property Records

Polk County property record for 320 St Georges Cir, Eagle Lake, FL 33839

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,483 sqft · built 2018
Lot Size0.132 acres (5,728 sqft)
Owner2 Individual Names on Record
Last Sale$175,900 (Jan 2019)
Tax Bill$2,498 (2025)
Deeds & MortgagesNov 2023 Second Mortgage
Jun 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN26-29-06-675202-000530

Property Details

APN / Parcel Number

Primary APN26-29-06-675202-000530
Alternative APNs
  • 062926675202000530
  • 62926000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,483 sqft Living Area
Gross Area1,987 sqft
1st Floor Area1,483 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area5,728 sqft (0.132 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area400 sqft
PorchFlorida Room
Porch Area9 sqft

Location & Zoning

Street Address320 ST GEORGES CIR
CityEAGLE LAKE
StateFL
Zip33839-5201
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNORMANDY HEIGHTS II A PB 165 PG 31-32 LOT 53
Legal Range26E
Legal Township29S
Legal Section06
Legal SubdivisionNORMANDY HEIGHTS II A
Legal Block1
Legal Lot Number53
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1041
Census Tract14701

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address320 ST GEORGES CIR, EAGLE LAKE, FL 33839-5201
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 21, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
HOMETAP EQUITY PARTNERS LLC
Jun 24, 2022Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 4, 2019 · Amount on Record
Deed SaleJan 4, 2019 · Amount on Record
Prior SaleAug 24, 2018 · Amount on Record
Deed Document Number20192540
Deed Book / Page10715 / 1665
Record UpdatedOct 29, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address320 ST GEORGES CIR, EAGLE LAKE, FL 33839-5201
Transaction TypeMortgage
Record UpdatedDec 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 ST GEORGES CIR, EAGLE LAKE, FL 33839-5201

Mortgage

Document Number0000273362
DateNov 21, 2023
Book Page12914/1813
Instrument2023273362
Lender
NameHOMETAP EQUITY PARTNERS LLC
TypeNon-Lending Institution
AddressBOSTON, MA 02199
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address320 ST GEORGES CIR, EAGLE LAKE, FL 33839-5201
Transaction TypeMortgage
Record UpdatedJul 7, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 ST GEORGES CIR, EAGLE LAKE, FL 33839-5201

Mortgage

Document Number0000173406
DateJun 24, 2022
Book Page12311/1246
Instrument2022173406
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2052

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$179,608 (+2.7%)$208,384 (-2.14%) Land $44,000 Building $164,384
2025$2,498.00 (+6.34%) Homeowner's exemption$174,886 (+5.99%)$212,948 (-6.97%) Land $44,000 Building $168,948
2023$2,349.00 (+3.07%) Homeowner's exemption$165,007 (+3%)$228,908 (+4.14%) Land $42,000 Building $186,908
2022$2,279.00 Homeowner's exemption$160,201$219,804 Land $35,000 Building $184,804

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims13 (1994–2022)
Claims Outside the SFHA7 of 13
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Frances, Sep 2004 · 2 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Frontier.

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