320 Spruce St, Boynton Beach, FL 33426 Property Records

Palm Beach County property record for 320 Spruce St, Boynton Beach, FL 33426

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,716 sqft · built 2001
Lot Size	0.068 acres (2,975 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,362 (2025)
Deeds & Mortgages	Feb 2026 Transfer May 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-43-45-09-24-000-0450`

Property Details

APN / Parcel Number

Primary APN	`08-43-45-09-24-000-0450`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,716 sqft Living Area
1st Floor Area	756 sqft
Upper Floors Area	960 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Townhouse
Construction Type	Masonry / Concrete Block
Lot Area	2,975 sqft (0.068 acres)
Garage Type	Attached
Garage Area	240 sqft
Porch	Finished/Open Porch
Porch Area	139 sqft

Location & Zoning

Street Address	320 SPRUCE ST
City	BOYNTON BEACH
State	FL
Zip	33426-9358
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	CEDAR RIDGE ESTATES LT 45
Legal Range	43E
Legal Township	45S
Legal Section	09
Legal Subdivision	CEDAR RIDGE ESTATES
Legal Lot Number	45
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	2
Census Block	2003
Census Tract	5821

Owner

Source: Palm Beach County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	320 SPRUCE ST, BOYNTON BEACH, FL 33426-9358
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Intrafamily Transfer, Transfer
May 27, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 25, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2017
Deed Sale	Apr 25, 2017
Prior Sale	Dec 28, 2001 · Amount on Record
Deed Document Number	2017144993
Deed Book / Page	29039 / 1780
Last Transfer Date	Jan 31, 2026
Transfer Doc	0363220556
Record Updated	Jun 8, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PALM BEACH FL
Recording Date	Feb 18, 2026
Property Address	320 SPRUCE ST, BOYNTON BEACH, FL 33426-9358
Document Number	0363220556
Book / Page	36322 / 556
Map Reference	MB 80 PG 28
Instrument Date	Jan 31, 2026
Instrument	20260058728
Transaction Type	Transfer
Record Updated	Mar 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	320 SPRUCE ST, BOYNTON BEACH, FL 33426-9358

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 SPRUCE ST, BOYNTON BEACH, FL 33426-9358
Investor	Possibly a Property Investor

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALM BEACH FL
Recording Date	May 27, 2020
Property Address	320 SPRUCE ST, BOYNTON BEACH, FL 33426-9358
Document Number	0314501733
Book / Page	031450 / 001733
Instrument Date	May 14, 2020
Instrument	180922
Transaction Type	Transfer
Record Updated	Jun 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALM BEACH FL
Recording Date	Apr 25, 2017
Property Address	320 SPRUCE ST, BOYNTON BEACH, FL 33426-9358
Document Number	0290391780
Book / Page	029039 / 001780
Instrument Date	Apr 25, 2017
Instrument	144993
Transaction Type	Transfer
Record Updated	May 8, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 SPRUCE ST BOYNTON BEACH FL 334269358, BOYNTON BEACH, FL 33426-9358

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Boynton Beach City
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,362.00 (+3.69%) Homeowner's exemption	$142,834 (+5.99%)	$352,025 (+4.45%) Building $352,025
2024	$2,278.00 (+4.21%)
2023	$2,186.00 (+2.34%) Homeowner's exemption	$134,766 (+3%)	$337,025 (+20.27%) Building $337,025
2022	$2,136.00 Homeowner's exemption	$130,841	$280,225 Building $280,225

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	2 (2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOYNTON BEACH PWS serves 112,000 people · EPA ID FL4500145
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Blue Stream, Breezeline.

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