320 Spruce Ave, Ackley, IA 50601 Property Records

Franklin County property record for 320 Spruce Ave, Ackley, IA 50601

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,324 sqft · built 1897
Lot Size	5.14 acres (223,898 sqft)
Owner	2 Individual Names on Record
Last Sale	$128,000 (Aug 2012)
Tax Bill	$2,028 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit May 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`152440000600`

Property Details

APN / Parcel Number

Primary APN	`152440000600`
Alternative APN	`1524400006`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,324 sqft Living Area
1st Floor Area	992 sqft
Basement Area	496 sqft
Unfinished Basement	462 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1897
Effective Year Built	Effective 1897
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	223,898 sqft (5.14 acres)
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	464 sqft
Patio Area	200 sqft
Shed	1 Shed
Granary	Granary

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	320 SPRUCE AVE
City	ACKLEY
State	IA
Zip	50601-8552
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL A IN S1/2 (SEQ:1), SE1/4 BEG @ NE COR (SEQ:2), OF SAID S1/2 SE1/4 (SEQ:3), OF SEC;S905' AL E LN (SEQ:4), OF S1/2 SE1/4;NW149. (SEQ:5), 30';NW90.70';NW60';N (SEQ:6), W80';NE556.75';TH NW (SEQ:7), 316.50' TO PT ON N (SEQ:8), LN OF S1/2 SE1/4; TH
Legal Range	20W
Legal Township	90N
Legal Section	24
Jurisdiction	FRANKLIN IA
Township / Civil Division	GRANT
Census Block Group	3
Census Block	3113
Census Tract	360100

Owner

Source: Franklin County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	320 SPRUCE AVE, ACKLEY, IA 50601-8552
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2023	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK
May 27, 2022	Intrafamily Transfer, Transfer
Jun 3, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2012 · Amount on Record
Deed Sale	Aug 28, 2012 · Amount on Record
Deed Document Number	20121664
Last Transfer Date	May 25, 2022
Transfer Doc	0020221084
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN IA
Property Address	320 SPRUCE AVE, ACKLEY, IA 50601-8552
Transaction Type	Mortgage
Record Updated	Mar 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020230166
Date	Jan 27, 2023
Instrument	20230166

Lender

Name	FIRST CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN IA
Recording Date	May 27, 2022
Property Address	320 SPRUCE AVE, ACKLEY, IA 50601-8552
Document Number	0020221039
Instrument Date	May 25, 2022
Instrument	20221039
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	320 SPRUCE AVE, ACKLEY, IA 50601-8552

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN IA
Recording Date	Jun 3, 2022
Property Address	320 SPRUCE AVE, ACKLEY, IA 50601-8552
Document Number	0020221084
Map Reference	DOC 041590
Instrument Date	May 25, 2022
Instrument	20221084
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	320 SPRUCE AVE, ACKLEY, IA 50601-8552

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Franklin County
Unified School District	AGWSR Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,028.00 (+22.17%) Homeowner's exemption	$190,800 (+49.53%) Land $73,100 Building $117,700	$190,800 (+49.53%) Land $73,100 Building $117,700
2024	$1,660.00 (+28.09%)
2023		$127,600 (+28.24%) Land $44,500 Building $83,100	$127,600 (+28.24%) Land $44,500 Building $83,100
2022	$1,296.00 Homeowner's exemption	$99,500 Land $32,400 Building $67,100
2021			$99,500 Land $32,400 Building $67,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2016

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dumont Telephone Company Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

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