320 Springfield Dr, Granite City, IL 62040 Property Records

Madison County property record for 320 Springfield Dr, Granite City, IL 62040

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 912 sqft · built 1989
Lot Size	0.328 acres (14,306 sqft)
Owner	Individual Name on File
Last Sale	$195,500 (Jan 2023)
Tax Bill	$4,383 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Dec 2022 Mortgage + 2 more
APN	`18-2-14-27-04-407-036`

Property Details

APN / Parcel Number

Primary APN	`18-2-14-27-04-407-036`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	912 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	14,306 sqft (0.328 acres)
Lot Dimensions	110 ft deep x 130 ft wide
Garage Type	Attached
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	320 SPRINGFIELD DR
City	GRANITE CITY
State	IL
Zip	62040-2833
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRINGFIELD ESTATES AMENDED LOT 4 130.05 X 110 IRR
Legal Subdivision	SPRINGFIELD ESTATES
Legal Lot Number	4
Jurisdiction	MADISON IL
Township / Civil Division	CHOUTEAU
Census Block Group	2
Census Block	2085
Census Tract	401905

Owner

320 Springfield Dr is owned and occupied by an individual who bought it in January 2023.

Source: Madison County records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	320 SPRINGFIELD DR, GRANITE CITY, IL 62040-2833
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2023	Warranty Deed, Transfer · Conventional Mortgage MIDLAND STATES BANK
Dec 2, 2022	Quit Claim Deed, Transfer · Commercial Mortgage GENESIS CAPITAL LLC
May 5, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE
Aug 10, 2018	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2023 · Amount on File
Deed Sale	Jan 20, 2023 · Amount on File
Prior Sale	Dec 2, 2022
Deed Document Number	20231846
Prior Transfer Date	Nov 23, 2022
Prior Transfer Doc	0000037972
Record Updated	Sep 20, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Jan 20, 2023
Property Address	320 SPRINGFIELD DR, GRANITE CITY, IL 62040-2833
Document Number	0000001846
Map Reference	PC 56 PG 55
Instrument Date	Jan 11, 2023
Instrument	2023R01846
Transaction Type	Transfer
Record Updated	Feb 8, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$293.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	320 SPRINGFIELD DR, GRANITE CITY, IL 62040-2833

Mortgage

Document Number	0000001847
Date	Jan 20, 2023
Instrument	2023R01847

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2043

Interest

Rate Type	Fixed Rate
Rate	6%

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON IL
Recording Date	Dec 2, 2022
Property Address	320 SPRINGFIELD DR, GRANITE CITY, IL 62040-2833
Document Number	0000037972
Map Reference	PC 56 PG 55
Instrument Date	Nov 23, 2022
Instrument	2022R37972
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662
Investor	Possibly a Property Investor

Mortgage

Document Number	0000037973
Date	Dec 2, 2022
Instrument	2022R37973

Lender

Name	GENESIS CAPITAL LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	May 5, 2022
Property Address	320 SPRINGFIELD DR, GRANITE CITY, IL 62040-2833
Document Number	0000015516
Map Reference	PC 56 PG 55
Instrument Date	Apr 12, 2022
Instrument	2022R15516
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$286.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662
Investor	Possibly a Property Investor

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Aug 10, 2018
Property Address	320 SPRINGFIELD DR, GRANITE CITY, IL 62040-2833
Document Number	0000024766
Map Reference	PC 56 PG 55
Instrument Date	Aug 9, 2018
Instrument	2018R24766
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	METRO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$252.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	320 SPRINGFIELD DR, GRANITE CITY, IL 62040-2833

Mortgage

Document Number	0000024767
Date	Aug 10, 2018
Instrument	2018R24767

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 320 Springfield Dr was $4,383 with a homeowner's exemption, up 12.3% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Chouteau Township
Unified School District	Granite City Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,383.00 (+12.3%)	$76,790 Land $10,800 Building $65,990	$230,370 Land $32,400 Building $197,970
2024	$3,903.00
2022	$3,895.00	$55,420 Land $7,790 Building $47,630	$166,426 Land $23,393 Building $143,033

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 320 Springfield Dr; there have been 6 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 40 policies
Nearby Flood Policies	40 in force
Nearby Flood Claims	6 (1990–2023)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Mar 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 320 Springfield Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MITCHELL PWD serves 5,253 people · EPA ID IL1195210
Water Source	Purchased surface water from IL AMERICAN-GRANITE CITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: T-Mobile, Verizon.

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