320 Spring St, Eureka Springs, AR 72632 Property Records

Carroll County property record for 320 Spring St, Eureka Springs, AR 72632 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 662 sqft · built 2022
Lot Size	0.274 acres (11,937 sqft)
Owner	2 Individual Names on File
Last Sale	$286,375 (May 2026)
Tax Bill	$954 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Jan 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`925-00491-000`

Property Details

APN / Parcel Number

Primary APN	`925-00491-000`
Alternative APNs	`148701.0` `23049`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	662 sqft Living Area
1st Floor Area	512 sqft
Flooring	Carpet

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	11,937 sqft (0.274 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	320 SPRING ST
City	EUREKA SPRINGS
State	AR
Zip	72632-3029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19, 20, 21
Legal Range	26
Legal Township	20
Legal Section	10
Legal Subdivision	CLAYTON SURVEY
Legal Block	36
Legal Lot Number	19-21
Jurisdiction	CARROLL AR
Township / Civil Division	CEDAR
Census Block Group	1
Census Block	1036
Census Tract	950100

Owner

Source: Carroll County records · APN 925-00491-000

Assessment roll updated December 8, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	320 SPRING ST, EUREKA SPRINGS, AR 72632-3029
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 07, 2026	Warranty Deed, Transfer · Conventional Mortgage EQUITY BANK
Jan 27, 2022	Deed of Trust, Mortgage · Line of Credit AMERICAN EQUITY BANK
May 28, 2024	Beneficiary Deed, Transfer
Jul 01, 2020	Warranty Deed, Transfer FIRST NATIONAL TITLE COMPANY, FIRST NATIONAL TITLE CO
Jul 01, 2020	Warranty Deed, Transfer FIRST NATIONAL TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 07, 2026 · Amount on Record
Deed Sale	May 07, 2026 · Amount on Record
Prior Sale	Jul 01, 2020 · Amount on Record
Deed Document Number	20262888
Transfer Doc	0141000532
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL AR
Recording Date	May 07, 2026
Property Address	320 SPRING ST, EUREKA SPRINGS, AR 72632-3029
Document Number	0000002888
Instrument Date	May 06, 2026
Instrument	2026.2888
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	FIRST NATIONS TITLE, FIRST NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$95,449.04
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 SPRING ST, EUREKA SPRINGS, AR 72632-3029
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002889,
Date	May 07, 2026
Instrument	2026.2889

Lender

Name	EQUITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL AR
Property Address	320 SPRING ST, EUREKA SPRINGS, AR 72632-3029
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002022/858
Date	Jan 27, 2022
Book Page	2022/858

Lender

Name	AMERICAN EQUITY BANK
Type	Bank
Address	EUREKA SPRINGS, AR 72632

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Jan 31, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2024: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	CARROLL AR
Recording Date	May 28, 2024
Property Address	320 SPRING ST, EUREKA SPRINGS, AR 72632-3029
Document Number	2024R00002926
Instrument Date	May 23, 2024
Instrument	2024R-00002926
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL AR
Recording Date	Jul 01, 2020
Property Address	320 SPRING ST, EUREKA SPRINGS, AR 72632-3029
Document Number	02020/1970
Book / Page	2020 / 1970
Instrument Date	Jun 30, 2020
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	FIRST NATIONAL TITLE COMPANY, FIRST NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Tax	$66.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	600 NIGHT HAWK DR, NORMAN, OK 73072-8181

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 N MAIN ST, EUREKA SPRINGS, AR 72632

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL AR
Recording Date	Jul 01, 2020
Property Address	320 SPRING ST, EUREKA SPRINGS, AR 72632-3029
Document Number	DWEST2020/1970
Book / Page	DWEST2020 / 1970
Instrument Date	Jun 30, 2020
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	FIRST NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$66.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	600 NIGHT HAWK DR, NORMAN, OK 73072-8181

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34B N MAIN ST, EUREKA SPRINGS, AR 72632-3436

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated December 8, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Carroll County
Municipality	Eureka Springs City
Unified School District	Eureka Springs School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$954.00 (-9.57%) Homeowner's exemption	$38,340 (+30.76%) Land $6,300 Building $32,040	$191,700 (+30.76%) Land $31,500 Building $160,200
2023	$1,055.00 Homeowner's exemption	$29,320 Land $5,400 Building $23,920	$146,600 Land $27,000 Building $119,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (05015C), updated March 17, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 050159501001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 44% of the US · above 49% of Arkansas
Wildfire Likelihood	About 1 in 1,282 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Eureka Springs Historic District listed 1970 · 491 contributing resources · NRIS 70000118

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 43 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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