Boyd County property record for 320 Spring St, Ashland, KY 41101
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,080 sqft · built 1955 |
| Lot Size | 0.286 acres (12,458 sqft) |
| Owner | Company Name on Record |
| Last Sale | $4,000 (Jul 2024) |
| Tax Bill | $681 (2025) |
| Deeds & Mortgages | Sep 2018 Mortgage Oct 2012 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 030-07-03-004.00 |
| Primary APN | 030-07-03-004.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,080 sqft Living Area |
| Basement Area | 540 sqft |
| Unfinished Basement | 540 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,458 sqft (0.286 acres) |
| Porch | Slab |
| Porch Area | 125 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 361081 |
|---|---|
| Street Address | 320 SPRING ST |
| City | ASHLAND |
| State | KY |
| Zip | 41101-2553 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | Z01 |
| Legal Description | LOTS 3 & 4 BLOCK 7 POLLARD SUBDIVISION |
| Legal Subdivision | POLLARD SUBITION |
| Legal Block | 7 |
| Legal Lot Number | 3-4 |
| Jurisdiction | BOYD KY |
| Township / Civil Division | ASHLAND |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 30800 |
Source: Boyd County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 310 SPRING ST, 316-32, ASHLAND, KY 41101-2553 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Sep 26, 2018 | Deed of Trust, Mortgage · Commercial Mortgage TOWN SQUARE BANK |
| Oct 29, 2012 | Deed of Trust, Mortgage · Conventional Mortgage THE SQUARE BANK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 2024 · Amount on Record |
| Deed Sale | Jul 30, 2024 · Amount on Record |
| Prior Sale | Jul 30, 2024 · Amount on Record |
| Deed Document Number | 202410029274 |
| Deed Book / Page | 861 / 390 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOYD KY |
| Property Address | 320 SPRING ST, ASHLAND, KY 41101-2553 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0M1390/246 |
|---|---|
| Date | Sep 26, 2018 |
| Book Page | M1390/246 |
| Instrument | 9797418 |
| Name | TOWN SQUARE BANK |
|---|---|
| Type | Bank |
| Address | ASHLAND, KY 41105 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 26, 2038 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOYD KY |
| Property Address | 320 SPRING ST, ASHLAND, KY 41101-2553 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0M1230/217 |
|---|---|
| Date | Oct 29, 2012 |
| Book Page | M1230/217 |
| Instrument | 669968 |
| Name | THE SQUARE BANK INC |
|---|---|
| Address | ASHLAND, KY 41105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 25, 2032 |
| Rate Type | Adjustable Rate |
|---|
Source: Boyd County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Boyd County |
| Municipality | Ashland City |
| Unified School District | Ashland Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $681.00 (-14.66%) | $110,000 (-) Land $30,000 Building $80,000 | $110,000 (-) Land $30,000 Building $80,000 |
| 2023 | $798.00 | $110,000 Land $30,000 Building $80,000 | $110,000 Land $30,000 Building $80,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ASHLAND WATER WORKS serves 44,402 people · EPA ID KY0100011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2017 Haloacetic acids resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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