320 Spring Creek Rd, Florence, TX 76527 Property Records

Burnet County property record for 320 Spring Creek Rd, Florence, TX 76527

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,322 sqft · built 1991
Lot Size	13.5 acres (590,238 sqft)
Owner	2 Individual Names on Record
Last Sale	$434,300 (Apr 2024)
Tax Bill	$4,499 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Dec 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07940-0000-00004-000`

Property Details

APN / Parcel Number

Primary APN	`07940-0000-00004-000`
Alternative APN	`42305`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,322 sqft Living Area
1st Floor Area	1,015 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Roof Type	Gable
Lot Area	590,238 sqft (13.5 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	765 sqft
Patio Area	256 sqft
Canopy	640 sqft
Guest House	348 sqft
Storage Building	160 sqft
Utility Building	960 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	320 SPRING CREEK RD
City	FLORENCE
State	TX
Zip	76527-4434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S7940 SPRING CREEK ESTATES LOT 4, 5A & 5B 13.56
Legal Subdivision	SPRING CREEK ESTATES
Legal Block	1
Legal Lot Number	4
Jurisdiction	BURNET TX
Township / Civil Division	BRIGGS
Census Block Group	1
Census Block	1130
Census Tract	960101

Owner

Source: Burnet County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	320 SPRING CREEK RD, FLORENCE, TX 76527-4434
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANPLA LLC
Dec 14, 2018	Deed of Trust, Mortgage · Stand-Alone First Mortgage LOANDEPOT.COM LLC
Apr 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 11, 2024	Vendor's Lien, Transfer · Stand-Alone First Mortgage FARM CREDIT MID AMERICA PCA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2024 · Amount on Record
Deed Sale	Apr 11, 2024 · Amount on Record
Prior Sale	Feb 5, 2014 · Amount on Record
Deed Document Number	20243477
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURNET TX
Property Address	320 SPRING CREEK RD, FLORENCE, TX 76527-4434
Transaction Type	Mortgage
Record Updated	Oct 23, 2025
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202003370
Date	Mar 19, 2020
Instrument	202003370

Lender

Name	LOANPLA LLC
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Quarterly

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURNET TX
Property Address	320 SPRING CREEK RD, FLORENCE, TX 76527-4434
Transaction Type	Mortgage
Record Updated	Oct 23, 2025
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201812898
Date	Dec 14, 2018
Instrument	201812898

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURNET TX
Property Address	320 SPRING CREEK RD, FLORENCE, TX 76527-4434
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202106998
Date	Apr 29, 2021
Instrument	202106998

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURNET TX
Property Address	320 SPRING CREEK RD, FLORENCE, TX 76527-4434
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202206887
Date	May 3, 2022
Instrument	202206887

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.97%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.87%
Index	Other
Max Rate	7.87%

April 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BURNET TX
Recording Date	Apr 11, 2024
Property Address	320 SPRING CREEK RD, FLORENCE, TX 76527-4434
Document Number	0202403477
Map Reference	CAB 2 SL 29A
Instrument Date	Apr 10, 2024
Instrument	202403477
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	TEXAS NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	251 HOLMGREEN RD, SAN ANTONIO, TX 78220-3315

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7240 SIERRA CT, CHANHASSEN, MN 55317-9038

Mortgage

Document Number	0202403478
Date	Apr 11, 2024
Instrument	202403478

Lender

Name	FARM CREDIT MID AMERICA PCA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Tax Assessment & Valuation

Source: Burnet County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Burnet County
Unified School District	Burnet Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,499.00 (-1.12%) Homeowner's exemption Senior Citizen's exemption	$476,958 (-23.78%) Land $25,028 Building $451,930	$780,000 (-27.57%) Land $328,070 Building $451,930
2024	$4,550.00 (+0.78%)
2023	$4,515.00 Homeowner's exemption	$625,741 Land $36,942 Building $588,799	$1,076,959 Land $488,160 Building $588,799

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 67% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GEORGETOWN serves 191,639 people · EPA ID TX2460001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Heritage Broadband Fixed Wireless	1,000 / 100
Starlink Satellite	280 / 30

May also be available: Nextlink, T-Mobile, Western Broadband.

Cell Coverage

5G and 4G LTE (outdoors only)

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