Rensselaer County and Troy City property record for 320 Spring Ave, Troy, NY 12180
| Property Type | Triplex |
|---|---|
| Details | 5 bd · 3 ba · 2,528 sqft · built 1950 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $368,000 (May 2026) |
| Tax Bill | $8,066 (2026) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Jan 2020 Loan Modification + 1 more |
| APN | 381700 112.58-9-1 |
| Primary APN | 381700 112.58-9-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,528 sqft Total Area |
| 1st Floor Area | 1,360 sqft |
| 2nd Floor Area | 1,168 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 120 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 340 sqft |
| Porch | Porch |
| Porch Area | 192 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0514350 |
|---|---|
| Street Address | 320 SPRING AVE |
| City | TROY |
| State | NY |
| Zip | 12180-5216 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | TF |
| Legal Description | 2 STY FR BLDG STR DWLG & 494-25/SEC 51 22 |
| Legal Block | 9 |
| Legal Lot Number | 1.000 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 41200 |
Source: Rensselaer County and Troy City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 18 4TH ST, 20, TROY, NY 12180-3202 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 28, 2026 | Warranty Deed, Transfer · Conventional Mortgage BAY VIEW FEDERAL CREDIT UNION |
| Jan 3, 2020 | Loan Modification, Mortgage · Conventional Mortgage COMMUNITY BK NA |
| Jan 3, 2019 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 2026 · Amount on Record |
| Deed Sale | May 28, 2026 · Amount on Record |
| Prior Sale | Aug 5, 2024 · Amount on Record |
| Deed Document Number | 2026671637 |
| Deed Book / Page | 11280 / 335 |
| Prior Transfer Date | Oct 15, 2014 |
| Prior Transfer Doc | 0074180209 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | May 28, 2026 |
| Property Address | 320 SPRING AVE, TROY, NY 12180-5216 |
| Document Number | 0112800335 |
| Book / Page | 11280 / 335 |
| Instrument Date | May 19, 2026 |
| Instrument | 2026671637 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Date | May 28, 2026 |
|---|
| Name | BAY VIEW FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 320 SPRING AVE, TROY, NY 12180-5216 |
| Document Number | 0000563373 |
| Instrument Date | Jan 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2020 |
| Title Company | RAVIN TITLE AND CLOSINGS, RAVIN TITLE & CLOSINGS |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 167 HILL ST #1 TROY NY 121804527, 1, TROY, NY 12180-4527 |
| Document Number | 0000563373 |
|---|---|
| Date | Jan 21, 2020 |
| Book Page | 009065/000205 |
| Instrument | 563373 |
| Name | COMMUNITY BK NA |
|---|---|
| Address | ALBANY, NY 12211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 320 SPRING AVE, TROY, NY 12180-5216 |
| Document Number | 0000563372 |
| Instrument Date | Jan 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2020 |
| Title Company | RAVIN TITLE AND CLOSINGS, RAVIN TITLE & CLOSINGS |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 167 HILL ST #1 TROY NY 121804527, 1, TROY, NY 12180-4527 |
| Document Number | 0000563372 |
|---|---|
| Date | Jan 21, 2020 |
| Book Page | 009065/000178 |
| Instrument | 563372 |
| Name | COMMUNITY BK NA |
|---|---|
| Address | ALBANY, NY 12211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,066.00 (+30.29%) | ||
| 2025 | $6,191.00 (+8.23%) | $155,000 (+40.91%) Land $11,000 Building $144,000 | $265,400 (+68.94%) Land $18,835 Building $246,565 |
| 2023 | $110,000 (-) Land $11,000 Building $99,000 | $157,100 (+8.54%) Land $15,710 Building $141,390 | |
| 2022 | $5,720.00 | $110,000 Land $11,000 Building $99,000 | $144,737 Land $14,474 Building $130,263 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY CITY PWS serves 51,401 people · EPA ID NY4100050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 110 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | Lead public education Oct 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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