320 Sprague St, Willshire, OH 45898 Property Records

Van Wert County property record for 320 Sprague St, Willshire, OH 45898

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,408 sqft · built 2020
Lot Size	6.25 acres (272,250 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Feb 2024)
Tax Bill	$1,362 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Nov 2024 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`07-009616.0000`

Property Details

APN / Parcel Number

Primary APN	`07-009616.0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,408 sqft Living Area
Gross Area	1,568 sqft
1st Floor Area	1,408 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	272,250 sqft (6.25 acres)
Lot Dimensions	65 ft deep x 50 ft wide
Porch	Slab
Shed	1 Shed
Shed Area	532 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	320 SPRAGUE ST
City	WILLSHIRE
State	OH
Zip	45898
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGR
Legal Description	LOT 12 SWPT WILLSHIRE CORP
Legal Lot Number	12
Jurisdiction	VAN WERT OH
Township / Civil Division	WILLSHIRE
Census Block Group	3
Census Block	3039
Census Tract	20300

Owner

320 Sprague St is owned and occupied by an individual who acquired it in November 2024.

Source: Van Wert County records, as of October 8, 2026

Owner of Record	Individual Name on File
Mailing Address	320 SPRAGUE ST, WILLSHIRE, OH 45898
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Nov 25, 2024	Quit Claim Deed, Transfer Quitclaim
Dec 4, 2024	Quit Claim Deed, Transfer Quitclaim
Feb 16, 2024	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY
Jun 19, 2018	Warranty Deed, Transfer · Conventional Mortgage KTL PERFORMANCE MORTGAGE LTD
Dec 19, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2024 · Amount on File
Deed Sale	Feb 16, 2024 · Amount on File
Prior Sale	Jun 19, 2018 · Amount on File
Deed Document Number	2024449
Deed Book / Page	429 / 4739
Last Transfer Date	Nov 13, 2024
Transfer Doc	00432/4369
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN WERT OH
Property Address	320 SPRAGUE ST, WILLSHIRE, OH 45898
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00420/2033
Date	Jun 7, 2021
Book Page	420/2033
Instrument	202102458

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	326 Months
Due	Aug 1, 2048

November 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VAN WERT OH
Recording Date	Nov 25, 2024
Property Address	320 SPRAGUE ST, WILLSHIRE, OH 45898
Document Number	00432/4369
Book / Page	432 / 4369
Instrument Date	Nov 13, 2024
Instrument	202403730
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 SPRAGUE ST, WILLSHIRE, OH 45898

December 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VAN WERT OH
Recording Date	Dec 4, 2024
Property Address	320 SPRAGUE ST, WILLSHIRE, OH 45898
Document Number	00432/4943
Book / Page	432 / 4943
Instrument Date	Nov 13, 2024
Instrument	202403844
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 SPRAGUE ST, WILLSHIRE, OH 45898

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN WERT OH
Recording Date	Feb 16, 2024
Property Address	320 SPRAGUE ST, WILLSHIRE, OH 45898
Document Number	00429/4739
Book / Page	429 / 4739
Instrument Date	Feb 14, 2024
Instrument	202400449
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	FOUR SEASONS TITLE SERVICES INC, FOUR DIAMOND TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 SPRAGUE ST, WILLSHIRE, OH 45898

Mortgage

Document Number	0202400450
Date	Feb 16, 2024
Instrument	202400450

Lender

Name	RUOFF MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN WERT OH
Recording Date	Jun 19, 2018
Property Address	320 SPRAGUE ST, WILLSHIRE, OH 45898
Document Number	00409/3051
Book / Page	409 / 3051
Instrument Date	Jun 19, 2018
Instrument	201800002165
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$368.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 SPRAGUE ST, WILLSHIRE, OH 45898

Mortgage

Document Number	201800002166
Date	Jun 19, 2018
Instrument	201800002166

Lender

Name	KTL PERFORMANCE MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN WERT OH
Recording Date	Dec 19, 2017
Property Address	320 SPRAGUE ST, WILLSHIRE, OH 45898
Document Number	00407/1656
Book / Page	407 / 1656
Instrument Date	Dec 15, 2017
Instrument	201700004926
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount on Record
Tax	$128.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 BROADWAY ST STE A, A, NEW HAVEN, IN 46774-1673
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 320 Sprague St was $1,362, up 0.7% from the year before.

Source: Van Wert County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Van Wert County
County Subdivision	Willshire Township
Municipality	Willshire Village
Unified School District	Parkway Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,362.00 (+0.74%) Homeowner's exemption	$34,960 (+0.29%) Land $620 Building $34,340
2024	$1,352.00 (-1.02%) Homeowner's exemption	$34,860 (+1.28%) Land $570 Building $34,290	$99,870 (+0.13%) Land $1,780 Building $98,090
2023	$1,366.00 (+12.89%) Homeowner's exemption	$34,420 (+42.53%) Land $570 Building $33,850	$99,740 Land $1,770 Building $97,970
2022	$1,210.00 Homeowner's exemption	$24,150 Land $520 Building $23,630
2020			$69,000 Land $1,490 Building $67,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 320 Sprague St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2003)
Most Recent Claim	Jul 2003 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 320 Sprague St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILLSHIRE VILLAGE PWS serves 405 people · EPA ID OH8100911
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024 Sanitary survey deficiency not corrected Feb 2020
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: MetaLINK Technologies.

Cell Coverage

5G (outdoors only) and 4G LTE

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