Branch County property record for 320 Sprague Rd, Coldwater, MI 49036 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,269 sqft · built 1965 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Individual Name on File |
| Last Sale | $184,000 (Jun 2025) |
| Tax Bill | $1,039 (2025) |
| Deeds & Mortgages | Jun 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 070-J70-000-001-00 |
| Primary APN | 070-J70-000-001-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,269 sqft Living Area |
| 1st Floor Area | 1,269 sqft |
| Basement Area | 1,269 sqft |
| Unfinished Basement | 1,269 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Lot Area | 15,682 sqft (0.36 acres) |
| Lot Dimensions | 132 ft deep x 118 ft wide |
| Garage Area | 420 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 320 SPRAGUE RD |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-8120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 JONES SUB SEC 27 T6S R6W |
| Legal Range | 06W |
| Legal Township | 06S |
| Legal Section | 27 |
| Legal Subdivision | JONES SUB |
| Legal Lot Number | 1 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 951600 |
Source: Branch County records · APN 070-J70-000-001-00
Assessment roll updated July 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9901 WHITETAIL TRL, BATTLE CREEK, MI 49014-9754 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 27, 2025 · Amount on Record |
| Deed Sale | Jun 27, 2025 · Amount on Record |
| Deed Document Number | 20253866 |
| Prior Transfer Date | Nov 27, 2024 |
| Prior Transfer Doc | 0202406338 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Jun 27, 2025 |
| Property Address | 320 SPRAGUE RD, COLDWATER, MI 49036-8120 |
| Document Number | 0202503866 |
| Map Reference | LB 4 PG 28 |
| Instrument Date | Jun 20, 2025 |
| Instrument | 2025-03866 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | BRANCH CNTY ABSTRACT & TTL I |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,380.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 140 GAIL ANN DR, COLDWATER, MI 49036-9327 |
| Name | Verified Name |
|---|---|
| Address | 9901 WHITETAIL TRL, BATTLE CREEK, MI 49014-9754 |
| Document Number | 0202503867 |
|---|---|
| Date | Jun 27, 2025 |
| Instrument | 2025-03867 |
| Name | GVC MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2055 |
Source: Branch County records · Assessment roll updated July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| County Subdivision | Coldwater Township |
| Unified School District | Coldwater Community Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $77,300 (+12.52%) | $154,600 (+12.52%) | |
| 2025 | $1,039.00 (+2.67%) | $68,700 | $137,400 |
| 2024 | $1,012.00 |
Source: FEMA National Flood Hazard Layer, Branch County (26023C), updated April 19, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260239516002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Feb 2018, river or lake flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 221 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
May also be available at this address: T-Mobile USA, Frontier, Verizon, Coldwater Board of Public Utilities. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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