McDowell County property record for 320 Smith Hill Rd, Marion, NC 28752
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,940 sqft · built 1990 |
| Lot Size | 3.25 acres (141,570 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $145,000 (Feb 2023) |
| Tax Bill | $1,756 (2025) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0699-00-26-6186 |
| Primary APN | 0699-00-26-6186 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,940 sqft Heated Area |
| Gross Area | 3,248 sqft |
| 1st Floor Area | 1,100 sqft |
| Basement Area | 840 sqft |
| Finished Basement | 840 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 141,570 sqft (3.25 acres) |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 79329 |
|---|---|
| Street Address | 320 SMITH HILL RD |
| City | MARION |
| State | NC |
| Zip | 28752-6184 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 3.25 AC SURVEY 1/4/89 |
| Legal Subdivision | ROGER MANEY |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | MARION |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 970902 |
Source: McDowell County records, as of December 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 320 SMITH HILL RD, MARION, NC 28752-6184 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 10, 2023 · Amount on Record |
| Deed Sale | Feb 10, 2023 · Amount on Record |
| Deed Document Number | 2023590 |
| Deed Book / Page | 1426 / 365 |
| Prior Transfer Date | Jun 30, 2008 |
| Prior Transfer Doc | 0009670902 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Feb 10, 2023 |
| Property Address | 320 SMITH HILL RD, MARION, NC 28752-6184 |
| Document Number | 0014260365 |
| Book / Page | 1426 / 365 |
| Instrument Date | Feb 10, 2023 |
| Instrument | 2023000590 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $290.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 320 SMITH HILL RD, MARION, NC 28752-6184 |
| Name | Verified Name |
|---|---|
| Address | 320 SMITH HILL RD, MARION, NC 28752-6184 |
| Document Number | 0014260369 |
|---|---|
| Date | Feb 10, 2023 |
| Book Page | 1426/369 |
| Instrument | 2023000591 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.9% |
| Type Change Date | Mar 1, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.9% |
| Max Rate At Change | 7.9% |
| Index | 5-Year TN |
| Max Rate | 11.9% |
Source: McDowell County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,756.00 | $248,040 (-) Land $16,330 Building $231,710 | |
| 2023 | $1,756.00 | $248,040 Land $16,330 Building $231,710 | $248,040 Land $16,330 Building $231,710 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Starlink Satellite | 280 / 30 |
May also be available: Spectrum.
5G (outdoors only) and 4G LTE
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